28 Nicaj Ct, Middletown, NY 10941 Property Records

Orange County and Wallkill Town property record for 28 Nicaj Ct, Middletown, NY 10941

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,422 sqft · built 1900
Lot Size	2.9 acres (126,324 sqft)
Owner	Individual Name on File
Last Sale	$350,000 (May 2016)
Tax Bill	$11,030 (2024)
Deeds & Mortgages	Jul 2019 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`14-2-22.44`

Property Details

APN / Parcel Number

Primary APN	`14-2-22.44`
Alternative APNs	`520001400000020224400000` `335200 14-2-22.44`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,422 sqft Living Area
Gross Area	3,034 sqft
1st Floor Area	1,324 sqft
2nd Floor Area	1,098 sqft
Upper Floors Area	603 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1990
Architectural Style	Cape Cod
Exterior Material	Wood
Lot Area	126,324 sqft (2.9 acres)
View / Lot	Rural
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Screened Porch
Porch Area	314 sqft
Patio Area	459 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Account Number	14-2-22.44
Street Address	28 NICAJ CT
City	MIDDLETOWN
State	NY
Zip	10941-3159
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	LT 6 NICAJ SUB MAP 119-92
Legal Subdivision	NICAJ
Legal Block	2
Legal Lot Number	22.44
Jurisdiction	ORANGE NY
Township / Civil Division	WALLKILL
Census Block Group	2
Census Block	2015
Census Tract	11000

Owner

28 Nicaj Ct is owned and occupied by an individual who bought it in May 2016.

Source: Orange County and Wallkill Town records, as of April 29, 2026

Owner of Record	Individual Name on File
Mailing Address	28 NICAJ CT, MIDDLETOWN, NY 10941-3159
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 2, 2016 · Amount on File
Deed Sale	May 2, 2016 · Amount on File
Prior Sale	Aug 14, 2006 · Amount on File
Deed Book / Page	14044 / 983
Record Updated	Oct 29, 2026

July 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ORANGE NY
Property Address	28 NICAJ CT, MIDDLETOWN, NY 10941-3159
Document Number	0000004650
Instrument Date	Jul 3, 2019
Transaction Type	Mortgage
Record Updated	Feb 13, 2020
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 NICAJ CT MIDDLETOWN NY 109413159, MIDDLETOWN, NY 10941-3159

Mortgage

Document Number	0000004650
Date	Jan 22, 2020
Book Page	014690/001051
Instrument	4650

Lender

Name	PENNYMAC
Address	MOORPARK, CA 93021

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 21, 2050

Interest

Rate	4.62%

Tax Assessment & Valuation

Source: Orange County and Wallkill Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Orange County
County Subdivision	Wallkill Town
Unified School District	Middletown City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$73,200 (-) Land $10,900 Building $62,300	$580,000 (+12.27%)
2024	$11,030.00	$73,200 (-) Land $10,900 Building $62,300	$516,600 (+2.34%)
2023		$73,200 (-) Land $10,900 Building $62,300	$504,800 (+10.48%) Land $75,168 Building $429,632
2022		$73,200 Land $10,900 Building $62,300	$456,900 Land $68,036 Building $388,864

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 28 Nicaj Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective September 26, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 28 Nicaj Ct is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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