28 Nathan Dr, Towaco, NJ 07082 Property Records

Morris County and Montville Township property record for 28 Nathan Dr, Towaco, NJ 07082

Property Summary

Property TypeSingle Family Home
Details3,715 sqft · built 1997
Lot Size1.16 acres (50,530 sqft)
Owner2 Individual Names on File
Last Sale$1,050,000 (Dec 2021)
Tax Bill$22,823 (2024)
Deeds & MortgagesDec 2021 Sale & Mortgage
Jun 2021 Transfer
+ 2 more
APN21-00087-0000-00012

Property Details

APN / Parcel Number

Primary APN21-00087-0000-00012
Alternative APN
  • 210008700012

Interior

Building Area3,715 sqft Living Area

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Lot Area50,530 sqft

Location & Zoning

Street Address28 NATHAN DR
CityTOWACO
StateNJ
Zip07082-1452
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR43
Legal SubdivisionWOODSHIRE ESTATES
Legal Block87
Legal Lot Number12
JurisdictionMORRIS NJ
Township / Civil DivisionMONTVILLE
Census Block Group2
Census Block2030
Census Tract40805

Owner

28 Nathan Dr is owned and occupied by two individuals who bought it in December 2021.

Source: Morris County and Montville Township records, as of July 9, 2026

Owner of Record2 Individual Names on File
Mailing Address28 NATHAN DR, TOWACO, NJ 07082-1452
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 10, 2021Deed, Transfer · Conventional Mortgage
NEW JERSEY LENDERS CORP
Jun 2, 2021Intrafamily Transfer, Transfer
Nov 29, 2019Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA
Jan 28, 2017Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 10, 2021 · Amount on File
Deed SaleDec 10, 2021 · Amount on File
Prior SaleJun 14, 2005
Deed Document Number202199158
Deed Book / Page24288 / 785
Prior Transfer DateMay 6, 2021
Prior Transfer Doc0241431543
Record UpdatedSep 20, 2026

December 2021: Deed, Transfer

Document TypeDeed
JurisdictionMORRIS NJ
Recording DateDec 10, 2021
Property Address28 NATHAN DR, TOWACO, NJ 07082-1452
Document Number0242880785
Book / Page24288 / 785
Instrument DateAug 3, 2021
Instrument2021099158
Transaction TypeTransfer
Record UpdatedDec 27, 2021
Title CompanyOLD REPUBLIC TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$15,515.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1 HADLEY DRIVE, 1, SOUTH KEARNY, NJ 07032

Transferred To (Grantee/Buyer)

NameVerified Name
Address28 NATHAN DR, TOWACO, NJ 07082-1452

Mortgage

Document Number2021099159
DateDec 10, 2021
Instrument2021099159
Lender
NameNEW JERSEY LENDERS CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term357 Months
DueSep 1, 2051

June 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMORRIS NJ
Recording DateJun 2, 2021
Property Address28 NATHAN DR, TOWACO, NJ 07082-1452
Document Number0241431543
Book / Page24143 / 1543
Instrument DateMay 6, 2021
Instrument2021051548
Transaction TypeTransfer
Record UpdatedJun 15, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address28 NATHAN DR, TOWACO, NJ 07082-1452
InvestorPossibly a Property Investor

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMORRIS NJ
Property Address28 NATHAN DR, TOWACO, NJ 07082-1452
Document Number0236700951
Instrument DateNov 29, 2019
Transaction TypeMortgage
Record UpdatedDec 19, 2019
Title CompanyTITLE365 - OMAHA

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address28 NATHAN DR TOWACO NJ 070821452, TOWACO, NJ 07082-1452

Mortgage

Document Number0236700951
DateDec 9, 2019
Book Page023670/000951
Instrument70269
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueDec 8, 2049
Interest
Rate TypeAdjustable Rate

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMORRIS NJ
Property Address28 NATHAN DR, TOWACO, NJ 07082-1452
Document Number0230801102
Book / Page023080 / 001102
Instrument DateJan 28, 2017
Transaction TypeMortgage
Record UpdatedJan 3, 2018
Title CompanyAMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address28 NATHAN DR TOWACO NJ 070821452, TOWACO, NJ 07082-1452

Mortgage

Document Number0230801102
DateFeb 15, 2017
Book Page023080/001102
Instrument10106
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueFeb 14, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Morris County and Montville Township assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMorris County
County SubdivisionMontville Township
Unified School DistrictMontville Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$855,100 (-) Land $333,000 Building $522,100$855,100 (-) Land $333,000 Building $522,100
2025$855,100 Land $333,000 Building $522,100$855,100 Land $333,000 Building $522,100
2024$22,823.00
2023$855,100 Land $333,000 Building $522,100$855,100 Land $333,000 Building $522,100
2022$21,967.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 28 Nathan Dr; there have been 3 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies1 in force
Nearby Flood Claims3 (1999–2021)
Claims Outside the SFHA2 of 3
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 28 Nathan Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMONTVILLE TWP MUA
serves 22,000 people · EPA ID NJ1421003
Water SourcePurchased surface water from several systems
Last State InspectionFeb 2026
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
not recorded as resolved · Aug 2025
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

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