28 Nantahala Dr, Murphy, NC 28906 Property Records

Cherokee County property record for 28 Nantahala Dr, Murphy, NC 28906

Property Summary

Property TypeSingle Family Home
Details3 bd · 4 ba · 1,774 sqft · built 2005
Lot Size0.55 acres (23,958 sqft)
OwnerIndividual Name on Record
Last Sale$236,000 (Nov 2019)
Tax Bill$3,465 (2025)
Deeds & MortgagesNov 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN455408980160000

Property Details

APN / Parcel Number

Primary APN455408980160000
Alternative APN
  • 50890

Interior

Bedrooms3 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,774 sqft Heated Area
Upper Floors Area440 sqft
Basement Area1,334 sqft
Finished Basement1,334 sqft
FlooringWood
Interior WallsPlaster
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2010
Exterior MaterialCombination
Roof TypeCathedral/Clerestory
Roof MaterialWood Shingle
Lot Area23,958 sqft (0.55 acres)
Lot Dimensions120 ft deep x 279 ft wide
TerrainMountain
PorchOpen Porch
Porch Area152 sqft
Deck Area632 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Account Number50890
Street Address28 NANTAHALA DR
CityMURPHY
StateNC
Zip28906-3584
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOTS 12 & 13 BLK 7 SEC 3 BEAR PAW 1471/981 A/34B
Legal Block7
Legal Lot Number12-13
JurisdictionCHEROKEE NC
Township / Civil DivisionSHOAL CREEK
Census Block Group2
Census Block2070
Census Tract930603

Owner

Source: Cherokee County records, as of October 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address28 NANTAHALA DR, MURPHY, NC 28906-3584
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 7, 2019 · Amount on Record
Deed SaleNov 7, 2019 · Amount on Record
Prior SaleAug 1, 2013
Deed Document Number05442
Deed Book / Page01628 / 0449
Record UpdatedJun 8, 2026

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHEROKEE NC
Recording DateNov 7, 2019
Property Address28 NANTAHALA DR, MURPHY, NC 28906-3584
Document Number01628/0449
Book / Page01628 / 0449
Instrument DateNov 6, 2019
Instrument05442
Transaction TypeTransfer
Record UpdatedOct 16, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$472.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1906 S HAMILTON ST, DALTON, GA 30720-5345

Transferred To (Grantee/Buyer)

NameVerified Name
Address28 NANTAHALA DR, MURPHY, NC 28906-3584
InvestorPossibly a Property Investor

Mortgage

Document Number0016280451
DateNov 7, 2019
Instrument01628/0451
Lender
NameAMCAP MORTGAGE LTD
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2049

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCherokee County
Unified School DistrictCherokee County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,465.00$305,920 (-)$305,920 (-) Land $24,000 Building $281,920
2023$305,920$305,920 Land $24,000 Building $281,920

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBEAR PAW RESORT
private · serves 909 people · EPA ID NC0120103
Water SourceGroundwater
Last State InspectionJan 2024
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Peachtree Broadband Fiber
Fiber
1,000 / 1,000

Cell Coverage

No cell data coverage reported

Nearby Properties on Nantahala Dr

Nearby Streets

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