28 N Whitney St, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 28 N Whitney St, Saint Augustine, FL 32084

Property Summary

Property Type	Apartment House (2-4 Units)
Details	29,355 sqft · built 2009
Lot Size	2.28 acres (99,316 sqft)
Owner	Company Name on File
Tax Bill	$21,938 (2025)
Deeds & Mortgages	Jun 2020 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`112740-0010`

Property Details

APN / Parcel Number

Primary APN	`112740-0010`

Interior

Units	48 Units
Stories	2 Stories
Building Area	29,355 sqft Living Area
1st Floor Area	25,904 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Flat
Roof Material	Composition Shingle
Lot Area	99,316 sqft (2.28 acres)
Garage Type	Carport
Carport	Carport
Canopy	224 sqft
Total Buildings	4 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	28 N WHITNEY ST
City	SAINT AUGUSTINE
State	FL
Zip	32084-0670
Property Category	Commercial
Property Type	Residential > Multi-Unit > Apartment House (2-4 Units)
Local Zoning Code	RG1
Legal Description	1-1 DANCY TRACT PT OF LOTS 1 & 4 BLK 29 & PT OF LOT 1 BLK 30 & PT OF WHITNEY TRACT OF AVICE & VEIL GRANT LYING N OF R/W OF PALATKA BRANCH RY EXTND -BEING ELY PT ANNEXED INTO CITY BY ORD#2002-30 IN OR1925/443 (EX TRI PT & STRIP TO LOT 3 BLK 7 GREENO T
Legal Range	29E
Legal Township	07S
Legal Section	41
Legal Subdivision	NEW AUGUSTINE
Legal Tract	1N,OF,PT
Legal Block	29,30
Legal Lot Number	1,4
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2029
Census Tract	20300

Owner

Source: St. Johns County records · APN 112740-0010

Assessment roll updated April 13, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	3333 CEDAR GLEN WAY, SAINT AUGUSTINE, FL 32086-4304
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

June 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST JOHNS FL
Property Address	SAINT AUGUSTINE, FL 32084
Document Number	0049560558
Instrument Date	Jun 02, 2020
Transaction Type	Mortgage
Record Updated	Jul 28, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	525 W KING ST ST AUGUSTINE FL 320844099, ST AUGUSTINE, FL 32084-4099

Mortgage

Document Number	0049560558
Date	Jun 03, 2020
Book Page	004956/000558
Instrument	42713

Lender

Name	CENTERSTATE BK NA
Type	Bank
Address	SAINT AUGUSTINE, FL 32086

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Municipality	St. Augustine City
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,002,800 (-) Land $396,552 Building $1,483,876	$1,002,800 (-) Land $396,552 Building $1,483,876
2025	$21,938.00 (+12.36%)	$1,002,800 (+8.62%)	$1,002,800 (+8.62%) Land $297,414 Building $705,386
2024	$19,525.00 (+2.74%)
2023	$19,004.00 (+11.55%)	$923,200 (+17.04%)	$923,200 (+17.04%) Land $148,707 Building $774,493
2022	$17,036.00	$788,800	$788,800 Land $99,138 Building $689,662

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), as of September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090203002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 99 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	99 in force
Nearby Flood Claims	16 (1979–2022)
Claims Outside the SFHA	1 of 16
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 4 claims Hurricane Matthew, Oct 2016 · 4 claims

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 334 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system FL2550210, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ST. AUGUSTINE WS serves 43,069 people
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.