28 N Spring St, #30, Concord, NH 03301 Property Records

Merrimack County and Concord City property record for 28 N Spring St, #30, Concord, NH 03301

Property Summary

Property Type	Duplex
Details	8 bd · 2 ba · 3,360 sqft · built 1900
Lot Size	0.09 acres (3,920 sqft)
Owner	Company Name on Record
Last Sale	$343,000 (Dec 2023)
Tax Bill	$7,796 (2025)
Deeds & Mortgages	May 2026 Mortgage Mar 2025 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`CNCD M:7411Z B:73`

Property Details

APN / Parcel Number

Primary APN	`CNCD M:7411Z B:73`

Interior

Bedrooms	8 Beds
Full Baths	2 Baths
Total Rooms	14 Rooms
Units	2 Units
Stories	2 Stories
Building Area	3,360 sqft Living Area
Gross Area	6,927 sqft
1st Floor Area	1,710 sqft
Attic	Attic
Attic Area	1,650 sqft
Basement Area	1,650 sqft
Unfinished Basement	1,650 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Duplex Single
Exterior Material	Other
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,920 sqft (0.09 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	28 N SPRING ST, 30
City	CONCORD
State	NH
Zip	03301-3902
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RD
Legal Block	73
Legal Lot Number	10
Jurisdiction	CONCORD CITY NH
Township / Civil Division	CONCORD
Census Block Group	1
Census Block	1036
Census Tract	32300

Owner

Source: Merrimack County and Concord City records, as of October 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	12 GREENWICH PARK, 1, BOSTON, MA 02118-4575
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
May 18, 2026	Deed of Trust, Mortgage FRANKLIN SAVINGS BANK ME
Mar 14, 2025	Deed of Trust, Mortgage · Stand-Alone Refinance FRANKLIN SAVINGS BANK (MAINE)
Dec 13, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage JAMES F MULLIGAN
Jun 17, 2021	Warranty Deed, Transfer
Jun 26, 2018	Quit Claim Deed, Mortgage · Conventional with PMI BANK OF NH

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 13, 2023 · Amount on Record
Deed Sale	Dec 13, 2023 · Amount on Record
Prior Sale	Jun 26, 2018 · Amount on Record
Deed Document Number	202317785
Deed Book / Page	3845 / 134
Transfer Doc	0000010726
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONCORD CITY NH
Recording Date	May 18, 2026
Property Address	28 N SPRING ST, 30, CONCORD, NH 03301-3902
Document Number	0000007725
Book / Page	3929 / 2803
Instrument Date	May 18, 2026
Instrument	20267725
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007725,
Date	May 18, 2026
Book Page	3929/2803
Instrument	20267725

Lender

Name	FRANKLIN SAVINGS BANK ME

Agreement

Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.3%
Max Rate	-1%

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONCORD CITY NH
Property Address	28 N SPRING ST # 30, 30, CONCORD, NH 03301-3902
Transaction Type	Mortgage
Record Updated	Feb 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003468
Date	Mar 14, 2025
Book Page	3884/361
Instrument	202500003468

Lender

Name	FRANKLIN SAVINGS BANK (MAINE)
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CONCORD CITY NH
Recording Date	Dec 13, 2023
Property Address	28 N SPRING ST # 30, 30, CONCORD, NH 03301-3902
Document Number	0000017785
Book / Page	3845 / 134
Instrument Date	Dec 13, 2023
Instrument	202300017785
Transaction Type	Transfer
Record Updated	Feb 9, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 LOWELL ST APT 1, 1, PEABODY, MA 01960-8414

Mortgage

Document Number	0000017786
Date	Dec 13, 2023
Instrument	202300017786

Lender

Name	JAMES F MULLIGAN

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CONCORD CITY NH
Recording Date	Jun 17, 2021
Property Address	28-30 N SPRING ST, CONCORD, NH 03301
Document Number	0000015697
Book / Page	3744 / 1526
Instrument Date	Apr 26, 2021
Instrument	202100015697
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	144-1 OAKLAND AVE # 2, 2, METHUEN, MA 01844-3652

June 2018: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	CONCORD CITY NH
Recording Date	Jun 26, 2018
Property Address	28-30 N SPRING ST, CONCORD, NH 03301
Document Number	0035982159
Book / Page	003598 / 002159
Instrument Date	May 25, 2018
Instrument	10726
Transaction Type	Mortgage
Record Updated	Jul 11, 2018

Transaction

Amount	Amount Recorded
Tax	$212.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28-30 N SPRING ST CONCORD NH 033013902, CONCORD, NH 03301-3902

Mortgage

Document Number	35982161
Date	Jun 26, 2018
Book Page	003598/002161
Instrument	10727

Lender

Name	BANK OF NH
Type	Bank
Address	LACONIA, NH 03246

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 25, 2048

Interest

Rate Type	Adjustable Rate
Rate	5.12%

Tax Assessment & Valuation

Source: Merrimack County and Concord City assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Merrimack County
Municipality	Concord City
Unified School District	Concord School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$7,796.00 (+5.97%)	$267,800 (+0.79%) Land $89,500 Building $178,300
2024	$7,357.00 (+3.01%)	$265,700 (-0.08%) Land $89,500 Building $176,200
2023	$7,142.00 (+3.75%)	$265,900 (-) Land $89,500 Building $176,400
2022	$6,884.00	$265,900 Land $89,500 Building $176,400

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONCORD WATER DEPT serves 44,215 people · EPA ID NH0501010
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 525 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber · DSL in parts of the area	2,000 / 2,000
Breezeline Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, TDS Telecom.

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