Shelby County property record for 28 N Cooper St, Memphis, TN 38104
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,910 sqft · built 2018 |
| Lot Size | 0.153 acres (6,648 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $465,000 (Aug 2018) |
| Tax Bill | $3,683 (2025) |
| Deeds & Mortgages | Nov 2023 Transfer Sep 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-8004-0-0002 |
| Primary APN | 02-8004-0-0002 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,910 sqft Living Area |
| 1st Floor Area | 1,395 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Traditional |
| Construction Type | Frame |
| Lot Area | 6,648 sqft (0.153 acres) |
| Lot Dimensions | 147 ft deep x 43 ft wide |
| Garage Type | Detached |
| Garage Area | 441 sqft |
| Porch | Open Porch |
| Porch Area | 444 sqft |
| Patio Area | 16 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 28 N COOPER ST |
|---|---|
| City | MEMPHIS |
| State | TN |
| Zip | 38104-6504 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RU-3 |
| Legal Description | ES NORTH COOPER 40 FT S OF COURT |
| Legal Subdivision | COLES EAST END |
| Legal Lot Number | 50-51 |
| Jurisdiction | SHELBY TN |
| Township / Civil Division | 13 |
| Census Block Group | 4 |
| Census Block | 4014 |
| Census Tract | 3100 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Overton Parkway Historic District listed 1999 · 194 contributing resources · NRIS 99001370 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Shelby County records, as of June 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 28 N COOPER ST, MEMPHIS, TN 38104-6504 |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| Nov 14, 2023 | Intrafamily Transfer, Transfer |
| Sep 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NATIONS LNDG |
| Jan 10, 2020 | Deed of Trust, Mortgage · Line of Credit TIAA FSB |
| Aug 3, 2018 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage TIAA FSB |
| Jun 19, 2017 | Grant Deed, Transfer CLOSETRAK CLOSING AND TITLE SERVICES, CLOSETRAK CLOSING & TITLE SVCS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 3, 2018 · Amount on Record |
| Deed Sale | Aug 3, 2018 · Amount on Record |
| Prior Sale | Apr 24, 2012 · Amount on Record |
| Deed Document Number | 201878282 |
| Last Transfer Date | Nov 13, 2023 |
| Transfer Doc | 0000097433 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SHELBY TN |
| Recording Date | Nov 14, 2023 |
| Property Address | 28 N COOPER ST, MEMPHIS, TN 38104-6504 |
| Document Number | 0023097433 |
| Instrument Date | Nov 13, 2023 |
| Instrument | 23097433 |
| Transaction Type | Transfer |
| Record Updated | Nov 21, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 28 N COOPER ST, MEMPHIS, TN 38104-6504 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY TN |
| Property Address | 28 N COOPER ST, MEMPHIS, TN 38104-6504 |
| Document Number | 0000103328 |
| Instrument Date | Sep 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 5, 2020 |
| Title Company | MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS |
| Name | Verified Name |
|---|---|
| Address | 28 N COOPER ST MEMPHIS TN 381046504, MEMPHIS, TN 38104-6504 |
| Document Number | 0000103328 |
|---|---|
| Date | Sep 24, 2020 |
| Instrument | 103328 |
| Name | NATIONS LNDG |
|---|---|
| Address | INDEPENDENCE, OH 44131 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 23, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY TN |
| Property Address | 28 N COOPER ST, MEMPHIS, TN 38104-6504 |
| Document Number | 0000019570 |
| Instrument Date | Jan 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 28 N COOPER ST MEMPHIS TN 381046504, MEMPHIS, TN 38104-6504 |
| Document Number | 0000019570 |
|---|---|
| Date | Feb 24, 2020 |
| Instrument | 19570 |
| Name | TIAA FSB |
|---|---|
| Address | JACKSONVILLE, FL 32202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 23, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHELBY TN |
| Recording Date | Aug 3, 2018 |
| Property Address | 28 N COOPER ST, MEMPHIS, TN 38104-6504 |
| Document Number | 0000078282 |
| Instrument Date | Jul 30, 2018 |
| Instrument | 78282 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 16, 2018 |
| Title Company | CLOSETRAK LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,720.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 301 W BAY ST JACKSONVILLE FL 322025184, JACKSONVILLE, FL 32202-5184 |
| Document Number | 78283 |
|---|---|
| Date | Aug 3, 2018 |
| Instrument | 78283 |
| Name | TIAA FSB |
|---|---|
| Address | JACKSONVILLE, FL 32202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 2, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SHELBY TN |
| Recording Date | Jun 19, 2017 |
| Property Address | 28 N COOPER ST, MEMPHIS, TN 38104-6504 |
| Document Number | 0000061567 |
| Instrument Date | Jun 15, 2017 |
| Instrument | 61567 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2017 |
| Title Company | CLOSETRAK CLOSING AND TITLE SERVICES, CLOSETRAK CLOSING & TITLE SVCS |
| Amount | Amount Recorded |
|---|---|
| Tax | $222.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 5026 BARFIELD RD MEMPHIS TN 381172706, MEMPHIS, TN 38117-2706 |
Source: Shelby County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Shelby County |
| Municipality | Memphis City |
| Unified School District | Shelby County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,683.00 (-52.16%) | $136,950 (+8.37%) Land $17,125 Building $119,825 | $547,800 (+8.37%) Land $68,500 Building $479,300 |
| 2023 | $126,375 Land $8,775 Building $117,600 | ||
| 2022 | $7,698.00 | ||
| 2021 | $505,500 Land $35,100 Building $470,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 4 (1980–2010) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | May 2010 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
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