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28 Mulberry Cir, Ayer, MA 01432 Property Records

Middlesex County and Ayer Town property record for 28 Mulberry Cir, Ayer, MA 01432

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,940 sqft · built 1994
Lot Size0.94 acres (40,946 sqft)
Owner2 Trust Names on File
Last Sale$387,500 (Jun 2008)
Tax Bill$6,834 (2025)
Deeds & MortgagesJun 2026 Transfer
Feb 2018 Mortgage
Flood ZoneZone X (minimal risk)
APNAYER M:016 B:0000 L:0061

Property Details

APN / Parcel Number

Primary APNAYER M:016 B:0000 L:0061

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area1,940 sqft Living Area
Basement Area1,124 sqft
Unfinished Basement1,124 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 2003
Architectural StyleColonial
Exterior MaterialWood Siding
Construction TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area40,946 sqft (0.94 acres)
Garage TypeBasement
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address28 MULBERRY CIR
CityAYER
StateMA
Zip01432-1559
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA1
Legal Lot Number61
JurisdictionAYER MA
Township / Civil DivisionAYER
Census Block Group2
Census Block2011
Census Tract325101

Owner

28 Mulberry Cir is owner-occupied and held in a trust since May 2026.

Source: Middlesex County and Ayer Town records, as of July 20, 2026

Owner of Record2 Trust Names on File
Mailing Address28 MULBERRY CIR, AYER, MA 01432-1559
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 26, 2026Quit Claim Deed, Transfer
Quitclaim
Feb 12, 2018Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 19, 2008 · Amount on File
Deed SaleJun 19, 2008 · Amount on File
Prior SaleMar 11, 2005 · Amount on File
Deed Document Number2008100715
Deed Book / Page51330 / 107
Last Transfer DateMay 12, 2026
Transfer Doc0000077898
Record UpdatedOct 29, 2026

June 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionAYER MA
Recording DateJun 26, 2026
Property Address28 MULBERRY CIR, AYER, MA 01432-1559
Document Number0000077898
Book / Page85797 / 343
Instrument DateMay 12, 2026
Instrument202677898
Transaction TypeTransfer
Record UpdatedAug 30, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address28 MULBERRY CIR, AYER, MA 01432-1559

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionAYER MA
Property Address28 MULBERRY CIR, AYER, MA 01432-1559
Document Number70636-386
Instrument DateFeb 12, 2018
Transaction TypeMortgage
Record UpdatedMar 7, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number70636-386
DateFeb 16, 2018
Book Page070636/000386
Instrument22491
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueFeb 15, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 28 Mulberry Cir was $6,834.

Source: Middlesex County and Ayer Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionAyer Town
Unified School DistrictAyer-Shirley School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,834.00$571,400 Land $199,900 Building $371,500$697,775 (+8.65%)
2024$642,200
2023$6,179.00$497,500 Land $188,600 Building $308,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 28 Mulberry Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 28 Mulberry Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAYER DPW WATER DIVISION
serves 8,479 people · EPA ID MA2019000
Water SourceGroundwater
Last State InspectionJun 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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