28 Mountain Rd, Verona, NJ 07044 Property Records

Essex County and Verona Township property record for 28 Mountain Rd, Verona, NJ 07044

Property Summary

Property TypeSingle Family Home
Details1,948 sqft · built 1921
Lot Size0.15 acres (6,547 sqft)
Owner2 Individual Names on File
Last Sale$650,000 (Apr 2020)
Tax Bill$18,389 (2025)
Deeds & MortgagesOct 2025 Line of Credit
Feb 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN20-02209-0000-00021

Property Details

APN / Parcel Number

Primary APN20-02209-0000-00021
Alternative APN
  • 2000120000000021

Interior

Stories2 Stories
Building Area1,948 sqft Living Area

Exterior

Year BuiltBuilt 1921
Effective Year BuiltEffective 1921
Lot Area6,547 sqft (0.15 acres)
Lot Dimensions170 ft deep x 64 ft wide

Location & Zoning

Old Parcel Number2000120000000021
Street Address28 MOUNTAIN RD
CityVERONA
StateNJ
Zip07044-1113
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal Description64X170 13X170
Legal Block2209
Legal Lot Number21
JurisdictionESSEX NJ
Township / Civil DivisionVERONA
Census Block Group4
Census Block4004
Census Tract21000

Owner

28 Mountain Rd is owned and occupied by two individuals who bought it in April 2020.

Source: Essex County and Verona Township records, as of July 2, 2026

Owner of Record2 Individual Names on File
Mailing Address28 MOUNTAIN RD, VERONA, NJ 07044-1113
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 30, 2025Deed of Trust, Mortgage · Line of Credit
NAVY FCU
Feb 16, 2021Deed of Trust, Mortgage · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Apr 28, 2020Grant Deed, Transfer · Conventional with PMI
FAIRWAY INDEPENDENT MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 28, 2020 · Amount on File
Deed SaleApr 28, 2020 · Amount on File
Prior SaleDec 9, 2016 · Amount on File
Deed Document Number202041341
Prior Transfer DateMay 18, 1990
Prior Transfer Doc5128000729
Record UpdatedOct 29, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESSEX NJ
Property Address28 MOUNTAIN RD, VERONA, NJ 07044-1113
Transaction TypeMortgage
Record UpdatedNov 27, 2025
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address28 MOUNTAIN RD, VERONA, NJ 07044-1113

Mortgage

Document Number0000067980
DateOct 30, 2025
Instrument2025067980
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeLine of Credit
AmountAmount on Record
Term481 Months
DueNov 1, 2065
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESSEX NJ
Property Address28 MOUNTAIN RD, VERONA, NJ 07044-1113
Transaction TypeMortgage
Record UpdatedMar 16, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021017533
DateFeb 16, 2021
Instrument2021017533
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
AddressCARROLLTON, TX 75007
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueFeb 1, 2051

April 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionESSEX NJ
Recording DateApr 28, 2020
Property Address28 MOUNTAIN RD, VERONA, NJ 07044-1113
Document Number0000041341
Instrument DateApr 15, 2020
Instrument41341
Transaction TypeTransfer
Record UpdatedMay 18, 2020
Title CompanyASSOCIATED TITLE COMPANY, ASSOCIATED TITLE CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$650.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address28 MOUNTAIN RD VERONA NJ 070441113, VERONA, NJ 07044-1113

Mortgage

Document Number41358
DateApr 28, 2020
Instrument41358
Lender
NameFAIRWAY INDEPENDENT MTG
TypeMortgage Company
AddressCARROLLTON, TX 75007
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueApr 27, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 28 Mountain Rd was $18,389, up 2.6% from the year before.

Source: Essex County and Verona Township assessment roll, as of July 2, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyEssex County
County SubdivisionVerona Township
Unified School DistrictVerona Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$953,000 (+64.03%) Land $467,600 Building $485,400$953,000 (+64.03%) Land $467,600 Building $485,400
2025$18,389.00 (+2.57%)$581,000 Land $308,800 Building $272,200$581,000 Land $308,800 Building $272,200
2024$17,929.00
2023$581,000 Land $308,800 Building $272,200$581,000 Land $308,800 Building $272,200
2022$17,389.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 28 Mountain Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1979–2011)
Claims Outside the SFHA1 of 2
Most Recent ClaimAug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 28 Mountain Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 87% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVERONA WATER DEPARTMENT
serves 13,641 people · EPA ID NJ0720001
Water SourcePurchased surface water from PASSAIC VALLEY WATER COMMISSION
Last State InspectionJan 2026
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting40
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 588 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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