Nassau County and Hempstead Town property record for 28 Mount Joy Ave, Freeport, NY 11520
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,572 sqft · built 1946 |
| Lot Size | 0.138 acres (6,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $185,400 (Jul 2010) |
| Tax Bill | $6,773 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage May 2019 Loan Modification + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 55-399-00-0066 |
| Primary APN | 55-399-00-0066 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,572 sqft Living Area |
| 1st Floor Area | 986 sqft |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 1946 |
| Architectural Style | Cape Cod |
| Exterior Material | Frame/Masonry |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Material | Other |
| Lot Area | 6,000 sqft (0.138 acres) |
| Lot Dimensions | 121 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 308 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 204 sqft |
| Patio Area | 118 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 55399 00660 |
|---|---|
| Street Address | 28 MOUNT JOY AVE |
| City | FREEPORT |
| State | NY |
| Zip | 11520-1421 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TOWN #1 SCH DIST 008 |
| Legal Block | 399 |
| Legal Lot Number | 66 |
| Jurisdiction | NASSAU NY |
| Township / Civil Division | HEMPSTEAD |
| Census Block Group | 4 |
| Census Block | 4013 |
| Census Tract | 414100 |
28 Mount Joy Ave is owned and occupied by an individual who acquired it in September 2018.
Source: Nassau County and Hempstead Town records, as of October 15, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 28 MOUNT JOY AVE, FREEPORT, NY 11520-1421 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 2, 2026 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORPORATION |
| May 14, 2019 | Loan Modification, Mortgage · FHA Mortgage FREEDOM MTG |
| Dec 28, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 27, 2010 · Amount on File |
| Deed Sale | Jul 27, 2010 · Amount on File |
| Prior Sale | Jan 30, 2008 · Amount on File |
| Deed Document Number | 20101631 |
| Deed Book / Page | 12635 / 281 |
| Last Transfer Date | Sep 7, 2018 |
| Transfer Doc | 0137490546 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU NY |
| Recording Date | Sep 2, 2026 |
| Property Address | 28 MOUNT JOY AVE, FREEPORT, NY 11520-1421 |
| Document Number | 0000060049 |
| Book / Page | 48630 / 482 |
| Instrument Date | May 20, 2026 |
| Instrument | 202660049 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2026 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Address | 28 MOUNT JOY AVE, FREEPORT, NY 11520-1421 |
| Document Number | 0000060049, |
|---|---|
| Date | Sep 2, 2026 |
| Book Page | 48630/482 |
| Instrument | 202660049 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 475 Months |
| Due | Apr 1, 2066 |
| Max Rate | -1% |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | NASSAU NY |
| Property Address | 28 MOUNT JOY AVE, FREEPORT, NY 11520-1421 |
| Document Number | 0435500713 |
| Instrument Date | May 14, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 28 MOUNT JOY AVE FREEPORT NY 115201421, FREEPORT, NY 11520-1421 |
| Document Number | 0435500713 |
|---|---|
| Date | Jul 18, 2019 |
| Book Page | 043550/000713 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | 10500 KINCAID DR # 300, FISHERS, IN 46037-9764 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 17, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.62% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | NASSAU NY |
| Recording Date | Dec 28, 2018 |
| Property Address | 28 MOUNT JOY AVE, FREEPORT, NY 11520-1421 |
| Document Number | 0137490546 |
| Book / Page | 013749 / 000546 |
| Instrument Date | Sep 7, 2018 |
| Instrument | 114711 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2019 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 28 MOUNT JOY AVE FREEPORT NY 115201421, FREEPORT, NY 11520-1421 |
The 2025 property tax bill for 28 Mount Joy Ave was $6,773.
Source: Nassau County and Hempstead Town assessment roll, as of June 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Nassau County |
| County Subdivision | Hempstead Town |
| Municipality | Freeport Village |
| Unified School District | Roosevelt Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $368 (-) Land $123 Building $245 | $368,000 (-) | |
| 2025 | $6,773.00 | $368 Land $123 Building $245 | $368,000 |
| 2023 | $5,318.00 Homeowner's exemption | $368 Land $123 Building $245 | $368,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 28 Mount Joy Ave in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 6 (1978–1992) |
| Most Recent Claim | Dec 1992 · Coastal Storm, High Tides, Heavy Rain, & Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 28 Mount Joy Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FREEPORT (V) serves 45,000 people · EPA ID NY2902823 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 725 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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