28 Morton Ave, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 28 Morton Ave, Saugus, MA 01906

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,109 sqft · built 1890
Lot Size	0.227 acres (9,901 sqft)
Owner	2 Individual Names on Record
Last Sale	$255,000 (Jan 2010)
Tax Bill	$5,650 (2026)
Deeds & Mortgages	Feb 2025 Line of Credit Feb 2025 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`SAUG M:005-F B:0021 L:0030`

Property Details

APN / Parcel Number

Primary APN	`SAUG M:005-F B:0021 L:0030`
Alternative APNs	`M:005=F B:0021 L:0030` `3418023`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,109 sqft Living Area
Gross Area	2,108 sqft
1st Floor Area	719 sqft
Basement Area	719 sqft
Unfinished Basement	719 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,901 sqft (0.227 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	3418023
Street Address	28 MORTON AVE
City	SAUGUS
State	MA
Zip	01906-3949
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NA
Legal Subdivision	GLENWOOD
Legal Block	21
Legal Lot Number	30
Jurisdiction	SAUGUS MA
Township / Civil Division	SAUGUS
Census Block Group	3
Census Block	3003
Census Tract	208102

Owner

Source: Essex County and Saugus Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	28 MORTON AVE, SAUGUS, MA 01906-3949
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2025	Deed of Trust, Mortgage · Line of Credit AMERICAN AIRLINES FCU
Feb 11, 2025	Deed of Trust, Mortgage · Line of Credit AMERICAN AIRLINES FCU
Nov 25, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance AMERICAN AIRLINES FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 29, 2010 · Amount on Record
Deed Sale	Jan 29, 2010 · Amount on Record
Prior Sale	Nov 23, 2009 · Amount on Record
Deed Book / Page	29246 / 117
Transfer Doc	029088-460
Record Updated	Oct 29, 2026

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	28 MORTON AVE, SAUGUS, MA 01906-3949
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00042582-6
Date	Feb 20, 2025
Book Page	42582/6
Instrument	20250220001470

Lender

Name	AMERICAN AIRLINES FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	28 MORTON AVE, SAUGUS, MA 01906-3949
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	042569-577
Date	Feb 11, 2025
Book Page	42569/577
Instrument	20250211001530

Lender

Name	AMERICAN AIRLINES FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	169 Months
Due	Mar 1, 2039

Interest

Rate Type	Adjustable Rate

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	28 MORTON AVE, SAUGUS, MA 01906-3949
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	39228-148
Date	Nov 25, 2020
Book Page	39228/148
Instrument	20201125005810

Lender

Name	AMERICAN AIRLINES FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2035

Tax Assessment & Valuation

Source: Essex County and Saugus Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Saugus Town
Unified School District	Saugus School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,650.00 (+3.73%)	$542,200 (+6.31%) Land $346,100 Building $195,200	$590,077 (+24.1%)
2025	$5,447.00 (+4.59%)	$510,000 (+4.29%) Land $314,700 Building $195,300	$475,475
2024	$5,208.00 (+2.95%)	$489,000 (+8.84%) Land $296,700 Building $192,300
2023	$5,059.00	$449,300 Land $260,700 Building $188,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1978)
Most Recent Claim	Feb 1978 · Coastal Storms, Flood, Ice & Snow

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAUGUS WATER DEPT. (MWRA) serves 27,844 people · EPA ID MA3262000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 683 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, T-Mobile, Verizon.

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