28 Morris Ave, #J5, Summit, NJ 07901 Property Records

Union County and Summit City property record for 28 Morris Ave, #J5, Summit, NJ 07901

Property Summary

Property Type	Condominium
Details	1,676 sqft · built 1981
Lot Size	2.03 acres (88,427 sqft)
Owner	2 Individual Names on Record
Last Sale	$645,000 (Feb 2022)
Tax Bill	$12,541 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-03909-0000-00005-14`

Property Details

APN / Parcel Number

Primary APN	`18-03909-0000-00005-14`
Alternative APN	`180390900000000514CONDO`

Interior

Units	33 Units
Building Area	1,676 sqft Living Area

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Condo/Apartment
Lot Area	88,427 sqft

Location & Zoning

Old Parcel Number	180390900000000514CONDO
Street Address	28 MORRIS AVE, J5
City	SUMMIT
State	NJ
Zip	07901-3994
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	MF
Legal Description	SUMMIT EAST CONDO UNIT J-5
Legal Subdivision	SUMMIT EAST CONDO
Legal Block	3909
Legal Lot Number	5.14
Jurisdiction	UNION NJ
Township / Civil Division	SUMMIT
Census Block Group	2
Census Block	2009
Census Tract	38000

Owner

Source: Union County and Summit City records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	28 MORRIS AVE, J5, SUMMIT, NJ 07901-3994
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 10, 2022 · Amount on Record
Deed Sale	Feb 10, 2022 · Amount on Record
Prior Sale	Jun 29, 1990 · Amount on Record
Deed Document Number	202214867
Deed Book / Page	6451 / 2540
Record Updated	Sep 20, 2026

February 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION NJ
Recording Date	Feb 10, 2022
Property Address	28 MORRIS AVE # J5, J5, SUMMIT, NJ 07901-3994
Document Number	0064512540
Book / Page	6451 / 2540
Instrument Date	Dec 17, 2021
Instrument	14867
Transaction Type	Transfer
Record Updated	Mar 17, 2022
Title Company	REALSAFE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,662.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	336 GOLFVIEW RD APT 808, 336, NORTH PALM BEACH, FL 33408-3512

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 MORRIS AVE # J5, J5, SUMMIT, NJ 07901-3994

Mortgage

Document Number	0000031777
Date	Feb 10, 2022
Instrument	31777

Lender

Name	INVESTORS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Jan 1, 2029
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	4.5%
Index	1-Year CMT
Max Rate	7.5%

Tax Assessment & Valuation

Source: Union County and Summit City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Summit City
Unified School District	Summit City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$280,500 (-) Land $50,000 Building $230,500	$280,500 (-) Land $50,000 Building $230,500
2025	$12,541.00 (+2.64%)	$280,500 (-) Land $50,000 Building $230,500	$280,500 (-) Land $50,000 Building $230,500
2024	$12,218.00 (+1.71%)
2023		$280,500 Land $50,000 Building $230,500	$280,500 Land $50,000 Building $230,500
2022	$12,013.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 528 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880