28 Moore Ridge Ct, Troy, MO 63379 Property Records

Lincoln County property record for 28 Moore Ridge Ct, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,984 sqft · built 2019
Lot Size	1.03 acres (45,172 sqft)
Owner	2 Individual Names on File
Last Sale	$307,900 (Dec 2019)
Tax Bill	$3,993 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Oct 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`15-90-30-000-000-007.029`

Property Details

APN / Parcel Number

Primary APN	`15-90-30-000-000-007.029`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,984 sqft Living Area
Basement Area	1,984 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Ranch
Construction Type	Frame
Roof Type	Flat
Roof Material	Asphalt
Lot Area	45,172 sqft (1.03 acres)
Garage Area	960 sqft
Parking Spaces	4 Parking Spaces

Location & Zoning

Street Address	28 MOORE RIDGE CT
City	TROY
State	MO
Zip	63379-4482
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 29 NORTH MOORE ESTATES
Legal Range	01W
Legal Township	49N
Legal Section	30
Legal Subdivision	NORTH MOORE ESTATES
Legal Lot Number	29
Jurisdiction	LINCOLN MO
Township / Civil Division	BEDFORD
Census Block Group	1
Census Block	1016
Census Tract	810203

Owner

28 Moore Ridge Ct is owned and occupied by two individuals who bought it in December 2019.

Source: Lincoln County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	28 MOORE RIDGE CT, TROY, MO 63379-4482
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2023	Warranty Deed, Transfer · Conventional Mortgage DAS ACQUISITION
Oct 2, 2020	Deed of Trust, Mortgage · Line of Credit ALLIANT CU
Dec 20, 2019	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage HNB NATIONAL BANK
Dec 20, 2019	Quit Claim Deed, Transfer L COUNTY TITLE, ALL COUNTY TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 20, 2019 · Amount on File
Deed Sale	Dec 20, 2019 · Amount on File
Deed Document Number	201911620
Deed Book / Page	2441 / 706
Prior Transfer Date	Dec 19, 2019
Prior Transfer Doc	2441/0705
Record Updated	Oct 29, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Jul 25, 2023
Property Address	28 MOORE RIDGE CT, TROY, MO 63379-4482
Document Number	002492/308
Book / Page	2492 / 308
Map Reference	MB 14 PG 115
Instrument Date	Jul 20, 2023
Instrument	2023005528
Transaction Type	Transfer
Record Updated	Oct 9, 2023
Title Company	INVESTORS TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18 ROBIN HOOD DR, TROY, MO 63379-2390

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 MOORE RIDGE CT, TROY, MO 63379-4482

Mortgage

Document Number	2023005529
Date	Jul 25, 2023
Instrument	2023005529

Lender

Name	DAS ACQUISITION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	28 MOORE RIDGE CT, TROY, MO 63379-4482
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2453/210
Date	Oct 2, 2020
Book Page	2453/210
Instrument	2020011275

Lender

Name	ALLIANT CU
Type	Credit Union
Address	CHICAGO, IL 60666

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Oct 1, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Dec 20, 2019
Property Address	28 MOORE RIDGE CT, TROY, MO 63379-4482
Document Number	2441/0706
Book / Page	2441 / 0706
Map Reference	MB 14 PG 115
Instrument Date	Dec 19, 2019
Instrument	2019011620
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 31, 2021
Title Company	L COUNTY TITLE, ALL COUNTY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 MOORE RIDGE CT, TROY, MO 63379-4482

Mortgage

Document Number	2019011621
Date	Dec 20, 2019
Instrument	2019011621

Lender

Name	HNB NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LINCOLN MO
Recording Date	Dec 20, 2019
Property Address	28 MOORE RIDGE CT, TROY, MO 63379-4482
Document Number	2441/0705
Book / Page	2441 / 0705
Map Reference	MB 14 PG 115
Instrument Date	Dec 19, 2019
Instrument	2019011619
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	L COUNTY TITLE, ALL COUNTY TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2547 N US HIGHWAY 61, TROY, MO 63379-4813

Tax Assessment & Valuation

The 2025 property tax bill for 28 Moore Ridge Ct was $3,993.

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$65,337 (-) Land $5,474 Building $59,863
2025	$3,993.00	$65,337 Land $5,474 Building $59,863	$343,880 Land $28,810 Building $315,070
2023	$3,259.00 (+5.23%)	$52,594 Land $3,259 Building $49,335	$276,810 Land $17,150 Building $259,660
2022	$3,097.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 28 Moore Ridge Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 28 Moore Ridge Ct is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 73% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
Systec Wireless Communications Fixed Wireless	100 / 20

May also be available: Spectrum.

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