Polk County property record for 28 Monroe St, Frostproof, FL 33843
| Property Type | Multi-Family Dwellings |
|---|---|
| Details | 2 bd · 1 ba · 1,392 sqft · built 1988 |
| Lot Size | 0.275 acres (11,975 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,139 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-32-05-000000-044560 |
| Primary APN | 28-32-05-000000-044560 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,392 sqft Living Area |
| 1st Floor Area | 1,392 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 11,975 sqft (0.275 acres) |
| Lot Dimensions | 109 ft deep x 110 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Porch |
| Total Buildings | 2 Buildings |
| Cooling System | None |
|---|
| Street Address | 28 MONROE ST |
|---|---|
| City | FROSTPROOF |
| State | FL |
| Zip | 33843-9456 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Local Zoning Code | RC |
| Legal Description | BEG 565.53 FT S & 522.1 FT E OF NW COR OF SW1/4 OF SW1/4 RUN S 107.68 FT S 88 DEG 44 MIN 30 SEC E 110.03 FT N 110.1 FT W 110 FT TO POB BEING LOTS 33 & 34 OF UNREC SUB |
| Legal Range | 28E |
| Legal Township | 32S |
| Legal Section | 05 |
| Legal Subdivision | KENEMUTH W H |
| Legal Tract | 000000 |
| Legal Block | 1 |
| Legal Lot Number | 33 |
| Jurisdiction | POLK FL |
| Township / Civil Division | FROSTPROOF |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 15701 |
28 Monroe St, a residential property, is owned by an individual.
Source: Polk County records, as of September 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 6, FROSTPROOF, FL 33843-0006 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 28 Monroe St was $1,139.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $91,595 (+1%) | $93,556 (-1.68%) Land $16,500 Building $77,056 | |
| 2025 | $1,139.00 | $83,268 | $95,157 Land $16,500 Building $78,657 |
| 2023 | $1,932.00 (+6.98%) | $83,671 (+6.9%) Land $6,600 Building $77,071 | $83,671 (+6.9%) Land $6,600 Building $77,071 |
| 2022 | $1,806.00 | $78,268 Land $5,500 Building $72,768 | $78,268 Land $5,500 Building $72,768 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 28 Monroe St in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 9 (2004–2022) |
| Claims Outside the SFHA | 4 of 9 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 28 Monroe St is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 61% of the US · lower than 63% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FROSTPROOF serves 3,425 people · EPA ID FL6530627 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 9 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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