28 Monroe St, Chicopee, MA 01020 Property Records

Hampden County and Chicopee City property record for 28 Monroe St, Chicopee, MA 01020 · Last verified April 2026

Property Summary

Property Type	Triplex
Details	5 bd · 3 ba · 2,311 sqft · built 1920
Lot Size	0.149 acres (6,500 sqft)
Owner	Individual Name on File
Last Sale	$360,000 (Dec 2023)
Tax Bill	$5,168 (2025)
Deeds & Mortgages	Jan 2023 Refinance Dec 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`85-00046`

Property Details

APN / Parcel Number

Primary APN	`85-00046`
Alternative APN	`CHIC M:0085 P:00046`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	13 Rooms
Units	3 Units
Stories	2 Stories
Building Area	2,311 sqft Living Area
Gross Area	4,312 sqft
1st Floor Area	1,167 sqft
Attic	Attic
Attic Area	1,149 sqft
Basement Area	1,167 sqft
Unfinished Basement	1,167 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,500 sqft (0.149 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	85-00046
Street Address	28 MONROE ST
City	CHICOPEE
State	MA
Zip	01020-2584
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Jurisdiction	CHICOPEE MA
Township / Civil Division	CHICOPEE
Census Block Group	4
Census Block	4010
Census Tract	810700

Owner

Source: Hampden County and Chicopee City records · APN 85-00046

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	28 MONROE ST, CHICOPEE, MA 01020-2584
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance PEOPLESBANK (HOLYOKE MA)
Dec 12, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage MORTGAGE RESEARCH CENTER LLC
Aug 04, 2017	Warranty Deed, Transfer GREENFIELD CP BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 12, 2023 · Amount on Record
Deed Sale	Dec 12, 2023 · Amount on Record
Prior Sale	Jun 24, 2010 · Amount on Record
Deed Book / Page	25258 / 5
Transfer Doc	14819-460
Record Updated	Jun 08, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICOPEE MA
Property Address	28 MONROE ST, CHICOPEE, MA 01020-2584
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	024894-476
Date	Jan 31, 2023
Book Page	24894/476
Instrument	4940

Lender

Name	PEOPLESBANK (HOLYOKE MA)

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHICOPEE MA
Recording Date	Dec 12, 2023
Property Address	28 MONROE ST, CHICOPEE, MA 01020-2584
Document Number	00025258-5
Book / Page	25258 / 5
Instrument Date	Dec 12, 2023
Instrument	58904
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 MONROE ST, CHICOPEE, MA 01020-2584

Mortgage

Document Number	0000058905
Date	Dec 12, 2023
Instrument	58905

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHICOPEE MA
Recording Date	Aug 04, 2017
Property Address	28 MONROE ST, CHICOPEE, MA 01020-2584
Document Number	21799-1
Book / Page	21799 / 1
Instrument	44981
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Tax	$33.49
Amount Accuracy	Non-Arm's Length Transaction
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 MONROE ST, CHICOPEE, MA 01020-2584

Mortgage

Document Number	21799-2
Date	Aug 04, 2017
Book Page	21799/2
Instrument	44982

Lender

Name	GREENFIELD CP BK

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hampden County and Chicopee City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Chicopee City
Unified School District	Chicopee School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$5,168.00 (+24.26%)	$340,900 (+20.97%) Land $83,700 Building $257,200
2024	$4,159.00 (+8%)	$281,800 (+10.86%) Land $82,000 Building $199,800
2023	$3,851.00	$254,200 Land $74,600 Building $179,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hampden County (25013C), updated June 7, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 402 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Chicopee Municipal Lighting Plant	Fiber	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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