28 Mills Ave, Middletown, NY 10940 Property Records

Orange County and Middletown City property record for 28 Mills Ave, Middletown, NY 10940

Property Summary

Property Type	Apartments (5+ Units)
Details	6 bd · 5 ba · 3,423 sqft · built 1900
Lot Size	0.189 acres (8,250 sqft)
Owner	2 Individual Names on Record
Last Sale	$150,000 (Jul 2019)
Tax Bill	$10,635 (2024)
Deeds & Mortgages	Mar 2024 Mortgage Oct 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`330900 39-3-8`

Property Details

APN / Parcel Number

Primary APN	`330900 39-3-8`
Alternative APNs	`090003900000030080000000` `1430001900` `39-3-8`

Interior

Bedrooms	6 Beds
Full Baths	5 Baths
Total Rooms	12 Rooms
Units	10 Units
Stories	2 Stories
Building Area	3,423 sqft Living Area
Gross Area	3,759 sqft
1st Floor Area	1,265 sqft
2nd Floor Area	1,233 sqft
Upper Floors Area	925 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1999
Architectural Style	Old Style
Exterior Material	Wood
Lot Area	8,250 sqft (0.189 acres)
Lot Dimensions	110 ft deep x 75 ft wide
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	468 sqft

Utilities, Heating & Cooling

Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1430001900
Street Address	28 MILLS AVE
City	MIDDLETOWN
State	NY
Zip	10940-6495
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	R-1
Legal Block	3
Legal Lot Number	8.000
Jurisdiction	ORANGE NY
Township / Civil Division	MIDDLETOWN
Census Block Group	3
Census Block	3001
Census Tract	1500

Owner

Source: Orange County and Middletown City records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	28 MILLS AVE, MIDDLETOWN, NY 10940-6495
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2024	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Oct 27, 2022	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
May 26, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance M & T BANK
Aug 9, 2021	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Jul 9, 2019	Grant Deed, Transfer · Line of Credit CAROL E KEESLER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 2019 · Amount on Record
Deed Sale	Jul 9, 2019 · Amount on Record
Deed Document Number	201947512
Deed Book / Page	14591 / 797
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NY
Property Address	28 MILLS AVE, MIDDLETOWN, NY 10940-6495
Transaction Type	Mortgage
Record Updated	Apr 2, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016555
Date	Mar 15, 2024
Book Page	15543/679
Instrument	20240016555

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	265 Months
Due	Apr 1, 2046

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NY
Property Address	28 MILLS AVE, MIDDLETOWN, NY 10940-6495
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000076172
Date	Oct 27, 2022
Book Page	15328/1413
Instrument	20220076172

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	289 Months
Due	Nov 1, 2046

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NY
Property Address	28 MILLS AVE, MIDDLETOWN, NY 10940-6495
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000040006
Date	May 26, 2022
Book Page	15240/512
Instrument	20220040006

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NY
Property Address	28 MILLS AVE, MIDDLETOWN, NY 10940-6495
Transaction Type	Mortgage
Record Updated	Dec 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000053798
Date	Aug 9, 2021
Book Page	15027/366
Instrument	20210053798

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Sep 1, 2046

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE NY
Recording Date	Jul 9, 2019
Property Address	28 MILLS AVE, MIDDLETOWN, NY 10940-6495
Document Number	0000047512
Book / Page	014591 / 000797
Instrument Date	Jul 3, 2019
Instrument	47512
Transaction Type	Transfer
Record Updated	Jul 31, 2019
Title Company	HILL-N-DALE ABSTRACTERS INC.

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$600.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	11 ESKEW CT PINE BUSH NY 125666619, PINE BUSH, NY 12566-6619

Mortgage

Document Number	47513
Date	Jul 9, 2019
Book Page	014591/000801
Instrument	47513

Lender

Name	CAROL E KEESLER
Address	13 HOPKINS TER, GOSHEN, NY 10924-2148
Special Notes	Seller Financed

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	36 Months
Due	Jul 8, 2022

Interest

Rate Type	Adjustable Rate
Rate	2%

Tax Assessment & Valuation

Source: Orange County and Middletown City assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Orange County
Municipality	Middletown City
Unified School District	Middletown City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$38,300 (-) Land $8,600 Building $29,700	$435,700 (+13.76%)
2024	$10,635.00
2023		$38,300 (-) Land $8,600 Building $29,700	$383,000 (+16.98%) Land $86,000 Building $297,000
2022		$38,300 Land $8,600 Building $29,700	$327,400 Land $73,515 Building $253,885

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	3 (2011–2023)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jul 2023 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLETOWN CITY serves 30,000 people · EPA ID NY3503534
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Frontier Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Optimum, Verizon.

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