28 Michael St, Bristol, CT 06010 Property Records

Bristol City property record for 28 Michael St, Bristol, CT 06010

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,859 sqft · built 1955
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on Record
Last Sale	$199,900 (May 2019)
Tax Bill	$6,627 (2025)
Deeds & Mortgages	Feb 2021 Mortgage May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`BRIS M:45 L:250`

Property Details

APN / Parcel Number

Primary APN	`BRIS M:45 L:250`
Alternative APNs	`0142255` `142255`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,859 sqft Living Area
Gross Area	3,730 sqft
1st Floor Area	1,251 sqft
Basement Area	277 sqft
Unfinished Basement	277 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,326 sqft (0.26 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Account Number	142255
Street Address	28 MICHAEL ST
City	BRISTOL
State	CT
Zip	06010-4811
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Lot Number	250
Jurisdiction	BRISTOL CT
Township / Civil Division	BRISTOL
Census Block Group	3
Census Block	3000
Census Tract	405300

Owner

Source: Bristol City records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	28 MICHAEL ST, BRISTOL, CT 06010-4811
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2021	Deed of Trust, Mortgage · Balloon Mortgage PENNYMAC LOAN SERVICES LLC
May 8, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 8, 2019 · Amount on Record
Deed Sale	May 8, 2019 · Amount on Record
Prior Sale	Jun 21, 2006 · Amount on Record
Deed Book / Page	2106 / 888
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRISTOL CT
Property Address	28 MICHAEL ST, BRISTOL, CT 06010-4811
Transaction Type	Mortgage
Record Updated	Mar 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2168-950
Date	Feb 22, 2021
Book Page	2168/950

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRISTOL CT
Recording Date	May 8, 2019
Property Address	28 MICHAEL ST, BRISTOL, CT 06010-4811
Document Number	2106-888
Book / Page	2106 / 888
Instrument Date	May 6, 2019
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 MICHAEL ST, BRISTOL, CT 06010-4811

Mortgage

Document Number	2106890
Date	May 8, 2019
Instrument	2106/890

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Bristol City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Bristol City
Unified School District	Bristol School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,627.00	$196,350 (-) Land $39,270 Building $157,080	$137,445 Land $27,489 Building $109,956
2024	$6,627.00 (+11.21%)
2023	$5,959.00 (+11.26%)	$196,350 (+40.6%) Land $39,270 Building $157,080
2022	$5,356.00	$139,650 Land $31,850 Building $107,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 29, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 92% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRISTOL WATER DEPARTMENT serves 52,079 people · EPA ID CT0170011
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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