28 Melvin Pl, Buffalo, NY 14210 Property Records

Erie County and Buffalo City property record for 28 Melvin Pl, Buffalo, NY 14210

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,010 sqft · built 1900
Lot Size	0.078 acres (3,411 sqft)
Owner	Individual Name on File
Last Sale	$110,000 (Jun 2022)
Tax Bill	$400 (2026)
Deeds & Mortgages	Jun 2022 Mortgage Jun 2022 Sale & Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`140200 123.55-1-12`

Property Details

APN / Parcel Number

Primary APN	`140200 123.55-1-12`
Alternative APNs	`02001235500001012000` `11068500`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,010 sqft Living Area
1st Floor Area	1,050 sqft
Upper Floors Area	130 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	3,411 sqft (0.078 acres)
Lot Width	29.3 ft Width
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	140 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	11068500
Street Address	28 MELVIN PL
City	BUFFALO
State	NY
Zip	14210-2213
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	N-3R
Legal Description	3O4. S ELK TO BAILEY AVE
Legal Subdivision	BUFFALO CREEK RESERVATION
Legal Block	1
Legal Lot Number	12.000
Jurisdiction	ERIE NY
Township / Civil Division	BUFFALO
Census Block Group	3
Census Block	3009
Census Tract	1100

Owner

28 Melvin Pl is owned and occupied by an individual who bought it in June 2022.

Source: Erie County and Buffalo City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	28 MELVIN PL, BUFFALO, NY 14210-2213
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2022	Deed of Trust, Mortgage · FHA Mortgage EVERETT FINANCIAL INC
Jun 24, 2022	Warranty Deed, Transfer · Stand-Alone Second Mortgage EVERETT FINANCIAL INC
Mar 22, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 24, 2022 · Amount on File
Deed Sale	Jun 24, 2022 · Amount on File
Prior Sale	Mar 20, 2018 · Amount on File
Deed Document Number	20222022121061
Deed Book / Page	11403 / 7274
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	28 MELVIN PL, BUFFALO, NY 14210-2213
Transaction Type	Mortgage
Record Updated	Aug 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 MELVIN PL, BUFFALO, NY 14210-2213

Mortgage

Document Number	0140573539
Date	Jun 24, 2022
Book Page	14057/3539
Instrument	2022121062

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Address	DALLAS, TX 75254

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ERIE NY
Recording Date	Jun 24, 2022
Property Address	28 MELVIN PL, BUFFALO, NY 14210-2213
Document Number	0114037274
Book / Page	11403 / 7274
Instrument Date	Jun 23, 2022
Instrument	2022121061
Transaction Type	Transfer
Record Updated	Aug 11, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$440.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	209 SHADY GROVE DR, 209, EAST AMHERST, NY 14051-1647

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 MELVIN PL, BUFFALO, NY 14210-2213

Mortgage

Document Number	0140573556
Date	Jun 24, 2022
Book Page	14057/3556
Instrument	2022121066

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Address	DALLAS, TX 75254

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ERIE NY
Recording Date	Mar 22, 2018
Property Address	28 MELVIN PL, BUFFALO, NY 14210-2213
Document Number	0113271548
Book / Page	011327 / 001548
Instrument Date	Mar 16, 2018
Transaction Type	Transfer
Record Updated	Jul 2, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$55.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	209 SHADY GROVE DR EAST AMHERST NY 140511647, EAST AMHERST, NY 14051-1647

Tax Assessment & Valuation

The 2026 property tax bill for 28 Melvin Pl was $400, down 58.4% from the year before.

Source: Erie County and Buffalo City assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
Municipality	Buffalo City
Unified School District	Buffalo City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$400.00 (-58.42%)
2025	$962.00 (+91.25%)	$121,000 (+290.32%) Land $7,000 Building $114,000	$121,000 (+140.05%) Land $7,000 Building $114,000
2024	$503.00 (+212.42%)	$31,000 (-) Land $3,400 Building $27,600	$50,407 (+13.82%) Land $5,529 Building $44,878
2023	$161.00	$31,000 Land $3,400 Building $27,600	$44,286 Land $4,857 Building $39,429

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 28 Melvin Pl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	18 (1984–2022)
Claims Outside the SFHA	3 of 18
Most Recent Claim	Feb 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 28 Melvin Pl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BUFFALO WATER AUTHORITY serves 276,000 people · EPA ID NY1400422
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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