Jones County property record for 28 Melody Ln, Laurel, MS 39443
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 2,400 sqft · built 2021 |
| Lot Size | 1.42 acres (61,855 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,928 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 136S-34-00-030.01 |
| Primary APN | 136S-34-00-030.01 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 2,400 sqft Living Area |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2021 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 61,855 sqft (1.42 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 040749 |
|---|---|
| Street Address | 28 MELODY LN |
| City | LAUREL |
| State | MS |
| Zip | 39443-9546 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 34-9-11 PARCEL OF LAND IN THE SE OF SE |
| Legal Range | 11 |
| Legal Township | 09 |
| Legal Section | 34 |
| Jurisdiction | JONES MS |
| Township / Civil Division | 3 |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 950801 |
28 Melody Ln is owned and occupied by two individuals who acquired it in October 2014.
Source: Jones County records, as of December 22, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 28 MELODY LN, LAUREL, MS 39443-9546 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 28, 2020 | Deed of Trust, Mortgage COMMUNITY BANK OF MISSISSIPPI |
| Apr 16, 2021 | Deed of Trust, Mortgage COMMUNITY BANK OF MISSISSIPPI |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 3, 2014 |
| Deed Sale | Oct 3, 2014 |
| Deed Document Number | 0002146841 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JONES MS |
| Property Address | 28 MELODY LN, LAUREL, MS 39443-9546 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2023 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 00220/6848 |
|---|---|
| Date | Oct 28, 2020 |
| Book Page | 0220/6848 |
| Instrument | 22006848 |
| Name | COMMUNITY BANK OF MISSISSIPPI |
|---|---|
| Type | Bank |
| Address | BRANDON, MS 39043 |
| Amount | Amount on Record |
|---|---|
| Term | 10 Months |
| Due | Aug 3, 2021 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JONES MS |
| Property Address | 28 MELODY LN, LAUREL, MS 39443-9546 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2023 |
| Name | Verified Name |
|---|
| Document Number | 00221/2409 |
|---|---|
| Date | Apr 16, 2021 |
| Book Page | 221/2409 |
| Instrument | 22102409 |
| Name | COMMUNITY BANK OF MISSISSIPPI |
|---|---|
| Type | Bank |
| Address | FLOWOOD, MS 39232 |
| Amount | Amount on Record |
|---|---|
| Term | 361 Months |
| Due | May 1, 2051 |
The 2025 property tax bill for 28 Melody Ln was $1,928 with a homeowner's exemption, down 0.6% from the year before.
Source: Jones County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Jones County |
| Unified School District | Jones County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,928.00 (-0.57%) Homeowner's exemption | $18,507 | $185,030 Land $9,460 Building $175,570 |
| 2024 | $1,939.00 (-1.57%) | ||
| 2023 | $1,970.00 (-0.96%) Homeowner's exemption | $17,693 | $176,890 Land $9,460 Building $167,430 |
| 2022 | $1,989.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 28 Melody Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 1 (2018) |
| Most Recent Claim | Dec 2018 · Severe Storms, Flooding, And Tornado |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 28 Melody Ln is moderate, ranking above 46% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 43% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | POWERS WATER ASSOCIATION public/private · serves 2,413 people · EPA ID MS0340015 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
May also be available: defastlink.
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