Orange County and Wallkill Town property record for 28 Melissa Ter, Middletown, NY 10941
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 3,146 sqft · built 2003 |
| Lot Size | 1.5 acres (65,340 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $565,000 (Jun 2021) |
| Tax Bill | $12,983 (2024) |
| Deeds & Mortgages | Apr 2019 Refinance Jun 2021 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 335200 19-2-15 |
| Primary APN | 335200 19-2-15 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,146 sqft Living Area |
| Gross Area | 3,981 sqft |
| 1st Floor Area | 2,196 sqft |
| 2nd Floor Area | 950 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 65,340 sqft (1.5 acres) |
| View / Lot | Suburban |
| Garage Type | Attached |
| Garage Area | 570 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 573 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Sewer | Connected |
| Account Number | 19-2-15 |
|---|---|
| Street Address | 28 MELISSA TER |
| City | MIDDLETOWN |
| State | NY |
| Zip | 10941-3366 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | LT 15 STONE RIDGE EST MAP273-02 PARTIAL |
| Legal Block | 2 |
| Legal Lot Number | 15.00 |
| Jurisdiction | ORANGE NY |
| Township / Civil Division | WALLKILL |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 11000 |
28 Melissa Ter is owned and occupied by two individuals who bought it in June 2021.
Source: Orange County and Wallkill Town records, as of April 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 28 MELISSA TER, MIDDLETOWN, NY 10941-3366 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 29, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance THIRD FEDERAL SAVING & LOAN ASSOC |
| Jun 17, 2021 | Deed, Transfer |
| Feb 7, 2018 | Deed of Trust, Mortgage · Conventional Mortgage SEFCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 17, 2021 · Amount on File |
| Deed Sale | Jun 17, 2021 · Amount on File |
| Prior Sale | Oct 25, 2010 · Amount on File |
| Deed Document Number | 202139872 |
| Deed Book / Page | 14983 / 1261 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE NY |
| Property Address | 28 MELISSA TER, MIDDLETOWN, NY 10941-3366 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000028681 |
|---|---|
| Date | Apr 29, 2019 |
| Book Page | 14560/717 |
| Instrument | 20190028681 |
| Name | THIRD FEDERAL SAVING & LOAN ASSOC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ORANGE NY |
| Recording Date | Jun 17, 2021 |
| Property Address | 28 MELISSA TER, MIDDLETOWN, NY 10941-3366 |
| Document Number | 0000039872 |
| Book / Page | 14983 / 1261 |
| Instrument Date | May 17, 2021 |
| Instrument | 20210039872 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 112 SPROAT ST, MIDDLETOWN, NY 10940-2933 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE NY |
| Property Address | 28 MELISSA TER, MIDDLETOWN, NY 10941-3366 |
| Document Number | 0000016471 |
| Instrument Date | Feb 7, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2018 |
| Name | Verified Name |
|---|---|
| Address | 28 MELISSA TER MIDDLETOWN NY 109413366, MIDDLETOWN, NY 10941-3366 |
| Document Number | 0000016471 |
|---|---|
| Date | Mar 5, 2018 |
| Book Page | 014371/000039 |
| Instrument | 16471 |
| Name | SEFCU |
|---|---|
| Type | Mortgage Company |
| Address | ALBANY, NY 12206 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Mar 4, 2028 |
Source: Orange County and Wallkill Town assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Orange County |
| County Subdivision | Wallkill Town |
| Unified School District | Valley Central School District (Montgomery) (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $86,200 Land $10,000 Building $76,200 | $683,000 | |
| 2024 | $12,983.00 | ||
| 2023 | $86,200 (-) Land $10,000 Building $76,200 | $594,500 (+10.48%) Land $68,968 Building $525,532 | |
| 2022 | $86,200 Land $10,000 Building $76,200 | $538,100 Land $62,425 Building $475,675 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 28 Melissa Ter in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective September 26, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1980–2016) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jul 2016 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 28 Melissa Ter is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 97.9% of New York |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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