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  5. Meadow Rd

28 Meadow Rd, Spencer, MA 01562 Property Records

Worcester County and Spencer Town property record for 28 Meadow Rd, Spencer, MA 01562

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,267 sqft · built 1949
Lot Size1.86 acres (81,344 sqft)
OwnerIndividual Name on Record
Last Sale$312,000 (Aug 2020)
Tax Bill$4,953 (2026)
Deeds & MortgagesJan 2019 Refinance
Aug 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNSPEN M:00U24 B:00016 L:00000

Property Details

APN / Parcel Number

Primary APNSPEN M:00U24 B:00016 L:00000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area2,267 sqft Living Area
Gross Area4,195 sqft
Basement Area750 sqft
Unfinished Basement750 sqft

Exterior

Year BuiltBuilt 1949
Effective Year BuiltEffective 1949
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area81,344 sqft (1.86 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address28 MEADOW RD
CitySPENCER
StateMA
Zip01562-2014
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSR
Legal SubdivisionESTATE ALEXANDER ZEMAITIS ET U
Legal Block16
JurisdictionSPENCER MA
Township / Civil DivisionSPENCER
Census Block Group1
Census Block1012
Census Tract726200

Owner

Source: Worcester County and Spencer Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address28 MEADOW RD, SPENCER, MA 01562-2014
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 24, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
CORNERSTONE BANK
Aug 26, 2020Quit Claim Deed, Transfer · Stand-Alone First Mortgage
WEBSTER FIVE CENTS SAVINGS BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 26, 2020 · Amount on Record
Deed SaleAug 26, 2020 · Amount on Record
Deed Document Number202096646
Deed Book / Page63111 / 246
Prior Transfer DateAug 19, 2020
Prior Transfer Doc63111-246
Record UpdatedOct 29, 2026

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPENCER MA
Property Address28 MEADOW RD, SPENCER, MA 01562-2014
Transaction TypeMortgage
Record UpdatedFeb 23, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number59968-254
DateJan 24, 2019
Book Page59968/254
Instrument6892
Lender
NameCORNERSTONE BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term121 Months
DueFeb 1, 2029

August 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSPENCER MA
Recording DateAug 26, 2020
Property Address28 MEADOW RD, SPENCER, MA 01562-2014
Document Number63111-246
Book / Page63111 / 246
Instrument DateAug 19, 2020
Instrument96646
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address28 MEADOW RD, SPENCER, MA 01562-2014

Mortgage

Document Number96647
DateAug 26, 2020
Instrument96647
Lender
NameWEBSTER FIVE CENTS SAVINGS BANK
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Worcester County and Spencer Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
County SubdivisionSpencer Town
Unified School DistrictSpencer-East Brookfield School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,953.00 (+9,806%)$451,100 (+4.59%) Land $66,500 Building $384,600$442,573 (+1.65%)
2025$50.00 (-98.92%)$431,300 (+6.57%) Land $52,500 Building $378,800$435,385
2024$4,630.00 (+6%)$404,700 (+11.73%) Land $52,500 Building $352,200
2023$4,368.00$362,200 Land $52,500 Building $309,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPENCER WATER DEPARTMENT
serves 7,037 people · EPA ID MA2280000
Water SourceGroundwater
Last State InspectionMay 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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