28 McGill Rd, Vincent, OH 45784 Property Records

Washington County property record for 28 McGill Rd, Vincent, OH 45784

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 912 sqft · built 2023
Lot Size	2.13 acres (92,913 sqft)
Owner	Individual Name on File
Last Sale	$220,000 (Jan 2026)
Tax Bill	$1,501 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Sep 2023 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`110048044002`

Property Details

APN / Parcel Number

Primary APN	`110048044002`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	912 sqft Living Area
1st Floor Area	768 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Metal
Construction Type	Metal Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	92,913 sqft (2.13 acres)
Terrain	Rolling
Deck Area	600 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Water Source	Commercial

Location & Zoning

Street Address	28 MCGILL RD
City	VINCENT
State	OH
Zip	45784-5139
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	R10 T2 S35 160 AC LOT 651 2.133 AC
Legal Range	10
Legal Township	02
Legal Section	35
Legal Subdivision	TOWNSHIP OF DUNHAM
Legal Lot Number	651
Jurisdiction	WASHINGTON OH
Township / Civil Division	DUNHAM
Census Block Group	2
Census Block	2032
Census Tract	20201

Owner

28 McGill Rd is owned and occupied by an individual who bought it in January 2026.

Source: Washington County records, as of September 24, 2026

Owner of Record	Individual Name on File
Mailing Address	28 MCGILL RD, VINCENT, OH 45784-5139
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2026	Deed, Transfer · FHA Mortgage EQUITY RESOURCES INC
Sep 12, 2023	Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BANK
Sep 7, 2023	Deed of Trust, Mortgage · Line of Credit COMMUNITY BANK OF PARKERSBURG
May 16, 2023	Deed of Trust, Mortgage · Closed-End Mortgage UNION BANK INC
Jan 12, 2023	Deed of Trust, Mortgage · Line of Credit UNION BANK INC
Oct 26, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 22, 2026 · Amount on File
Deed Sale	Jan 22, 2026 · Amount on File
Prior Sale	Oct 26, 2022 · Amount on File
Deed Document Number	2026387
Deed Book / Page	686 / 4567
Prior Transfer Date	Mar 10, 2016
Prior Transfer Doc	00594/2362
Record Updated	Oct 29, 2026

January 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	WASHINGTON OH
Recording Date	Jan 22, 2026
Property Address	28 MCGILL RD, VINCENT, OH 45784-5139
Document Number	00686/4567
Book / Page	686 / 4567
Instrument Date	Dec 30, 2025
Instrument	202600000387
Transaction Type	Transfer
Record Updated	Feb 2, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 MCGILL RD, VINCENT, OH 45784-5139

Mortgage

Document Number	00686/4569
Date	Jan 22, 2026
Book Page	686/4569
Instrument	202600000388

Lender

Name	EQUITY RESOURCES INC
Type	Mortgage Company
Address	25 S PARK PL # 12, NEWARK, OH 43055

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2056

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON OH
Property Address	MCGILL RD, VINCENT, OH 45784
Transaction Type	Mortgage
Record Updated	Sep 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00671/3545
Date	Sep 12, 2023
Book Page	671/3545
Instrument	202300005031

Lender

Name	PEOPLES BANK
Type	Bank
Address	MARIETTA, OH 45750

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2030
Change Frequency	Annually
Min Rate At Change	4.87%
Max Rate At Change	9.87%
Index	1-Year CMT
Margin	3
Max Rate	12.8%

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON OH
Property Address	MCGILL RD, VINCENT, OH 45784
Transaction Type	Mortgage
Record Updated	Sep 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	723 OAK TREE LN, BELPRE, OH 45714-8306
Investor	Possibly a Property Investor

Mortgage

Document Number	00671/2759
Date	Sep 7, 2023
Book Page	671/2759
Instrument	202300004875

Lender

Name	COMMUNITY BANK OF PARKERSBURG
Type	Bank
Address	PARKERSBURG, WV 26101

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON OH
Property Address	MCGILL RD, VINCENT, OH 45784
Transaction Type	Mortgage
Record Updated	Jun 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	423 MAPLE ST, MARIETTA, OH 45750-2855

Mortgage

Document Number	00669/2342
Date	May 16, 2023
Book Page	669/2342
Instrument	202300002531

Lender

Name	UNION BANK INC
Type	Bank
Address	SAINT MARYS, WV 26170

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	120 Months
Due	May 5, 2033

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON OH
Property Address	MCGILL RD, VINCENT, OH 45784
Transaction Type	Mortgage
Record Updated	Jan 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	423 MAPLE ST, MARIETTA, OH 45750-2855

Mortgage

Document Number	00667/2847
Date	Jan 12, 2023
Book Page	667/2847
Instrument	202300000160

Lender

Name	UNION BANK INC
Type	Bank
Address	SAINT MARYS, WV 26170

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON OH
Recording Date	Oct 26, 2022
Property Address	MCGILL RD, VINCENT, OH 45784
Document Number	000666/847
Book / Page	666 / 847
Instrument Date	Oct 12, 2022
Instrument	202200007742
Transaction Type	Transfer
Record Updated	Nov 3, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	MCGILL ROAD, MARIETTA, OH 45750

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	423 MAPLE ST, MARIETTA, OH 45750-2855

Tax Assessment & Valuation

The 2025 property tax bill for 28 McGill Rd was $1,501, up 53.5% from the year before.

Source: Washington County assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Washington County
County Subdivision	Dunham Township
Unified School District	Warren Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,501.00 (+53.48%)	$37,550 (+59.92%) Land $9,980 Building $27,570	$107,280 Land $28,500 Building $78,780
2024	$978.00	$23,480 Land $6,250 Building $17,230
2022	$62.00	$1,510 Land $1,510	$67,100 Land $17,860 Building $49,240

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 28 McGill Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 28 McGill Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LITTLE HOCKING WATER ASSOCIATION, INC. private · serves 9,892 people · EPA ID OH8400212
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Smart Way Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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