28 Matthew St, Prospect, CT 06712 Property Records

Prospect Town property record for 28 Matthew St, Prospect, CT 06712

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,864 sqft · built 1900
Lot Size	1.28 acres (55,757 sqft)
Owner	Individual Name on Record
Last Sale	$128,000 (Jan 2017)
Tax Bill	$5,331 (2026)
Deeds & Mortgages	Oct 2017 Mortgage Mar 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`G0123700`

Property Details

APN / Parcel Number

Primary APN	`G0123700`
Alternative APN	`PROS M:114 B:86 L:28`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,864 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1972
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	55,757 sqft (1.28 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	G0123700
Street Address	28 MATTHEW ST
City	PROSPECT
State	CT
Zip	06712-1412
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-1
Legal Block	86
Legal Lot Number	28
Jurisdiction	PROSPECT CT
Township / Civil Division	PROSPECT
Census Block Group	2
Census Block	2014
Census Tract	347100

Owner

Source: Prospect Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	28 MATTHEW ST, PROSPECT, CT 06712-1412
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2017	Deed of Trust, Mortgage · FHA Mortgage AMMERICAN FINANCIAL RESOURSES
Mar 5, 2018	Deed of Trust, Mortgage · Line of Credit FINEX CU
Jan 11, 2017	Warranty Deed, Transfer · FHA Mortgage BANK OF ENGLAND MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 11, 2017 · Amount on Record
Deed Sale	Jan 11, 2017 · Amount on Record
Prior Sale	Feb 2, 2016
Deed Book / Page	798 / 84
Record Updated	Oct 29, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PROSPECT CT
Property Address	28 MATTHEW ST, PROSPECT, CT 06712-1412
Transaction Type	Mortgage
Record Updated	Jun 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000812-18
Date	Oct 24, 2017
Book Page	812/18

Lender

Name	AMMERICAN FINANCIAL RESOURSES
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2047

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PROSPECT CT
Property Address	28 MATTHEW ST, PROSPECT, CT 06712-1412
Transaction Type	Mortgage
Record Updated	Jun 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000817-303
Date	Mar 5, 2018
Book Page	817/303

Lender

Name	FINEX CU

Agreement

Type	Line of Credit
Amount	Amount Recorded

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PROSPECT CT
Recording Date	Jan 11, 2017
Property Address	28 MATTHEW ST, PROSPECT, CT 06712-1412
Document Number	0000798-84
Book / Page	798 / 84
Transaction Type	Transfer
Record Updated	Jun 21, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$46.83
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007980087
Date	Jan 11, 2017
Instrument	00798/0087

Lender

Name	BANK OF ENGLAND MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 11, 2047

Tax Assessment & Valuation

Source: Prospect Town assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Prospect Town
Unified School District	Regional School District 16 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,331.00 (+11.34%)	$187,250 (-) Land $91,070 Building $96,180	$389,693 (+197.31%)
2025	$4,788.00	$187,250 (+26.29%) Land $91,070 Building $96,180	$131,075 Land $63,749 Building $67,326
2024	$4,788.00 (+1.16%)
2023	$4,733.00 (-0.08%)	$148,270 (-) Land $91,040 Building $57,230
2022	$4,737.00	$148,270 Land $91,040 Building $57,230

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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