Cherokee County property record for 28 Marie Ln, Murphy, NC 28906
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,012 sqft · built 2005 |
| Lot Size | 1.1 acres (47,916 sqft) |
| Owner | Company Name on Record |
| Last Sale | $165,000 (May 2005) |
| Tax Bill | $1,557 (2025) |
| Deeds & Mortgages | Oct 2025 Foreclosure |
| Flood Zone | Zone X (minimal risk) |
| APN | 444900299301000 |
| Primary APN | 444900299301000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 1,012 sqft Heated Area |
| Upper Floors Area | 264 sqft |
| Basement Area | 748 sqft |
| Finished Basement | 748 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Exterior Material | Wood Shingle |
| Foundation Type | Footing |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Metal |
| Lot Area | 47,916 sqft (1.1 acres) |
| Lot Dimensions | 215 ft deep x 244 ft wide |
| Porch | Open Porch |
| Porch Area | 388 sqft |
| Deck Area | 476 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 43296 |
|---|---|
| Street Address | 28 MARIE LN |
| City | MURPHY |
| State | NC |
| Zip | 28906-1360 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 11 MADISON POND EST 1157/771 B/L 1466/354 |
| Legal Lot Number | 11 |
| Jurisdiction | CHEROKEE NC |
| Township / Civil Division | NOTLA |
| Census Block Group | 1 |
| Census Block | 1048 |
| Census Tract | 930605 |
Source: Cherokee County records, as of October 15, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 28 MARIE LN, MURPHY, NC 28906-1360 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 20, 2005 · Amount on Record |
| Deed Sale | May 20, 2005 · Amount on Record |
| Prior Sale | May 20, 2005 · Amount on Record |
| Deed Document Number | 1157/0771 |
| Deed Book / Page | 1157 / 0771 |
| Last Transfer Date | Oct 3, 2025 |
| Transfer Doc | 001787/479 |
| Record Updated | Jun 8, 2026 |
| Document Type | Public Action |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Recording Date | Oct 3, 2025 |
| Property Address | 28 MARIE LN, MURPHY, NC 28906-1360 |
| Document Number | 001787/479 |
| Book / Page | 1787 / 479 |
| Instrument Date | Sep 3, 2025 |
| Instrument | 4833 |
| Transaction Type | Foreclosure |
| Record Updated | Oct 16, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $750.00 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|---|
| Address | 28 MARIE LN, MURPHY, NC 28906-1360 |
| Name | Verified Name |
|---|---|
| Address | 28 MARIE LN, MURPHY, NC 28906-1360 |
| Document Number | 0001787482 |
|---|---|
| Date | Oct 3, 2025 |
| Instrument | 1787/482 |
| Name | VAST BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.62% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Nov 1, 2032 |
| Change Frequency | Annually |
| Min Rate At Change | 4.62% |
| Max Rate At Change | 8.62% |
| Index | 1-Year CMT |
| Max Rate | 12.6% |
Source: Cherokee County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,557.00 | $210,310 (-) | $210,310 (-) Land $15,000 Building $195,310 |
| 2023 | $210,310 | $210,310 Land $15,000 Building $195,310 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · above 80% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Blue Ridge Mountain EMC Fiber | 1,000 / 1,000 |
4G LTE (outdoors only), no 5G reported
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