Saratoga County and Halfmoon Town property record for 28 Marcel Rd, Halfmoon, NY 12065
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,232 sqft · built 1997 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $331,000 (Sep 2006) |
| Tax Bill | $7,718 (2025) |
| Deeds & Mortgages | Oct 2025 Line of Credit Nov 2020 Mortgage + 3 more |
| APN | 413800 278.8-2-14 |
| Primary APN | 413800 278.8-2-14 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,232 sqft Living Area |
| 1st Floor Area | 1,300 sqft |
| 2nd Floor Area | 932 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 20,038 sqft (0.46 acres) |
| Lot Width | 106 ft Width |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Above-Ground Pool |
| Porch | Slab |
| Porch Area | 318 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 5 J01519 |
|---|---|
| Street Address | 28 MARCEL RD |
| City | HALFMOON |
| State | NY |
| Zip | 12065-4503 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Description | HOUSE/LOT 28 |
| Legal Block | 2 |
| Legal Lot Number | 14.000 |
| Jurisdiction | SARATOGA NY |
| Township / Civil Division | HALFMOON |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 62409 |
Source: Saratoga County and Halfmoon Town records · APN 413800 278.8-2-14
Assessment roll updated April 20, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 28 MARCEL RD, HALFMOON, NY 12065-4503 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 14, 2025 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Nov 02, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BK NA |
| Nov 02, 2020 | Loan Modification, Mortgage · Conventional Mortgage CITIZENS BK NA |
| Oct 08, 2020 | Loan Modification, Mortgage · Conventional Mortgage CITIZENS BK NA |
| Jun 16, 2017 | Deed of Trust, Mortgage · Line of Credit CITIZENS BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 19, 2006 · Amount on Record |
| Deed Sale | Sep 19, 2006 · Amount on Record |
| Prior Sale | Jun 28, 2002 · Amount on Record |
| Deed Book / Page | 1771 / 320 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SARATOGA NY |
| Property Address | 28 MARCEL RD, HALFMOON, NY 12065-4503 |
| Transaction Type | Mortgage |
| Record Updated | Nov 05, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000026812 |
|---|---|
| Date | Oct 14, 2025 |
| Instrument | 2025026812 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Nov 01, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SARATOGA NY |
| Property Address | 28 MARCEL RD, HALFMOON, NY 12065-4503 |
| Document Number | 0000036518 |
| Instrument Date | Nov 02, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2021 |
| Title Company | STEWART TITLE, STEWART TITLE INSURANCE CO |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 28 MARCEL RD HALFMOON NY 120654503, HALFMOON, NY 12065-4503 |
| Document Number | 0000036518 |
|---|---|
| Date | Dec 22, 2020 |
| Instrument | 36518 |
| Name | CITIZENS BK NA |
|---|---|
| Address | PROVIDENCE, RI 02903 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 21, 2035 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SARATOGA NY |
| Property Address | 28 MARCEL RD, HALFMOON, NY 12065-4503 |
| Document Number | 0000036519 |
| Instrument Date | Nov 02, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2021 |
| Title Company | STEWART TITLE, STEWART TITLE INSURANCE CO |
| Name | Verified Name |
|---|---|
| Address | 28 MARCEL RD HALFMOON NY 120654503, HALFMOON, NY 12065-4503 |
| Document Number | 0000036519 |
|---|---|
| Date | Dec 22, 2020 |
| Instrument | 36519 |
| Name | CITIZENS BK NA |
|---|---|
| Address | PROVIDENCE, RI 02903 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 21, 2035 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SARATOGA NY |
| Property Address | 28 MARCEL RD, HALFMOON, NY 12065-4503 |
| Document Number | 0000036520 |
| Instrument Date | Oct 08, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 28 MARCEL RD HALFMOON NY 120654503, HALFMOON, NY 12065-4503 |
| Document Number | 0000036520 |
|---|---|
| Date | Dec 22, 2020 |
| Instrument | 36520 |
| Name | CITIZENS BK NA |
|---|---|
| Address | JOHNSTON, RI 02919 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SARATOGA NY |
| Property Address | 28 MARCEL RD, HALFMOON, NY 12065-4503 |
| Document Number | 0000020285 |
| Instrument Date | Jun 16, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 28 MARCEL RD HALFMOON NY 120654503, HALFMOON, NY 12065-4503 |
| Document Number | 0000020285 |
|---|---|
| Date | Jun 29, 2017 |
| Instrument | 20285 |
| Name | CITIZENS BK |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jun 28, 2042 |
| Rate Type | Adjustable Rate |
|---|
Source: Saratoga County and Halfmoon Town records · Assessment roll updated April 20, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | New York |
| County | Saratoga County |
| County Subdivision | Halfmoon Town |
| Unified School District | Shenendehowa Central School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,718.00 | $191,400 (-) Land $36,350 Building $155,050 | $513,826 (+14.09%) Land $97,584 Building $416,242 |
| 2023 | $191,400 Land $36,350 Building $155,050 | $450,353 Land $85,529 Building $364,824 |
Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
May also be available: T-Mobile USA.
Based on FCC filings for 131 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | HALFMOON WATER DISTRICT (TROY) serves 15,000 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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