28 Maple St, Monticello, KY 42633 Property Records

Wayne County property record for 28 Maple St, Monticello, KY 42633 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,120 sqft · built 1966
Lot Size0.16 acres (6,970 sqft)
OwnerIndividual Name on File
Last Sale$134,100 (Mar 2026)
Tax Bill$108 (2025)
Deeds & MortgagesOct 2014 Construction Loan
Jul 2010 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNM4-02-006.00

Property Details

APN / Parcel Number

Primary APNM4-02-006.00
Alternative APN
  • 10576

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,120 sqft Living Area
Basement Area1,120 sqft
Unfinished Basement1,120 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1966
Effective Year BuiltEffective 1966
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area6,970 sqft (0.16 acres)
Garage TypeAttached
Garage Area504 sqft
DrivewayGravel Driveway
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number10576
Street Address28 MAPLE ST
CityMONTICELLO
StateKY
Zip42633-2426
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGREEN ACRES
Legal SubdivisionGREEN ACRES
Legal Lot Number2
JurisdictionWAYNE KY
Township / Civil DivisionMONTICELLO
Census Block Group1
Census Block1027
Census Tract920300

Owner

Source: Wayne County records · APN M4-02-006.00

Assessment roll updated November 7, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address122 LLOYD ST, MONTICELLO, KY 42633-2028
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried

Deeds, Mortgages & Sale History

DateDocument
Oct 02, 2014Deed of Trust, Mortgage · Construction Mortgage
MONTICELLO BANKING COMPANY
Jul 13, 2010Deed of Trust, Mortgage · ARM
MONTICELLO BANKING COMPANY
Mar 17, 2026Deed, Transfer
LEXINGTON-FAYETTE URBAN COUNTY GOV

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 17, 2026 · Amount on Record
Deed SaleMar 17, 2026 · Amount on Record
Deed Document Number2026166337
Deed Book / Page422 / 315
Record UpdatedJun 08, 2026

October 2014: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWAYNE KY
Property Address28 MAPLE ST, MONTICELLO, KY 42633-2426
Transaction TypeMortgage
Record UpdatedApr 01, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000386/370
DateOct 02, 2014
Book Page386/370
Lender
NameMONTICELLO BANKING COMPANY
AddressMONTICELLO, KY 42633
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term5 Months
DueMar 26, 2015

July 2010: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWAYNE KY
Property Address28 MAPLE ST, MONTICELLO, KY 42633-2426
Transaction TypeMortgage
Record UpdatedApr 01, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000344/684
DateJul 13, 2010
Book Page344/684
Lender
NameMONTICELLO BANKING COMPANY
AddressMONTICELLO, KY 42633
Agreement
TypeARM
AmountAmount Recorded
Term179 Months
DueJun 17, 2025
Interest
Rate TypeAdjustable Rate
Rate5.5%
Type Change DateJun 14, 2015
Change Frequency5 Years
Min Rate At Change2.5%
Max Rate At Change7.5%
Index5-Year TN
Max Rate11.5%

March 2026: Deed, Transfer

Document TypeDeed
JurisdictionWAYNE KY
Recording DateMar 17, 2026
Property Address28 MAPLE ST, MONTICELLO, KY 42633-2426
Document Number000422/315
Book / Page422 / 315
Map ReferenceCAB A SL 2
Instrument DateMar 13, 2026
Instrument166337
Transaction TypeTransfer
Record UpdatedApr 01, 2026

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$134.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address28 MAPLE ST, MONTICELLO, KY 42633-2426

Transferred To (Grantee/Buyer)

NameVerified Name
Address28 MAPLE ST, MONTICELLO, KY 42633-2426

Mortgage

Document Number0000166339
DateMar 17, 2026
Instrument166339
Lender
NameLEXINGTON-FAYETTE URBAN COUNTY GOV
TypeGovernment Agency
Agreement
AmountAmount Recorded
Term181 Months
DueApr 01, 2041

Mortgage

Document Number000489/216
DateMar 17, 2026
Book Page489/216
Instrument166338
Lender
NameLEXINGTON-FAYETTE URBAN COUNTY GOV
TypeGovernment Agency
Address1231 LOUISVILLE RD, FRANKFORT, KY 40601
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2056

Tax Assessment & Valuation

Source: Wayne County records · Assessment roll updated November 7, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateKentucky
CountyWayne County
MunicipalityMonticello City
Unified School DistrictWayne County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$108.00 Homeowner's exemption$60,000 (+39.53%)$60,000 (+39.53%)
2023Homeowner's exemption$43,000$43,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Wayne County (21231C), updated September 2, 2009 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 34% of the US · above 67% of Kentucky
Wildfire LikelihoodAbout 1 in 2,083 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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