28 Maple Ct, Elkton, MD 21921 Property Records

Cecil County property record for 28 Maple Ct, Elkton, MD 21921

Property Summary

Property TypeTownhouse
Details1.5 ba · 1,125 sqft · built 1973
Lot Size0.114 acres (4,965 sqft)
Owner2 Company Names on Record
Last Sale$75,000 (Aug 2023)
Tax Bill$1,132 (2026)
Deeds & MortgagesAug 2023 Sale
Oct 2022 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN04-015851

Property Details

APN / Parcel Number

Primary APN04-015851
Alternative APNs
  • 4015851
  • 015851

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,125 sqft Total Area

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Architectural StyleTownhouse
Exterior MaterialSiding
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area4,965 sqft (0.114 acres)

Exterior Amenities

PorchSlab
Porch Area207 sqft
Deck Area162 sqft
Patio Area126 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number015851
Street Address28 MAPLE CT
CityELKTON
StateMD
Zip21921-4004
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeUR
Legal DescriptionLOT 5 - .1123 ACRE 28 MAPLE COURT WINDING BROOK
Legal SubdivisionWINDING BROOK
Legal Lot Number5
JurisdictionCECIL MD
Township / Civil Division4, FAIR HILL
Census Block Group2
Census Block2013
Census Tract30602

Owner

Source: Cecil County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address28 MAPLE CT, ELKTON, MD 21921-4004
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Aug 31, 2023Deed, Transfer
EQUITABLE TITLE/FL, EQUITABLE TITLE LLC
Oct 11, 2022Deed of Trust, Mortgage · Line of Credit
SPECTRA FCU
May 20, 2022Deed, Transfer
WESTERN TITLE AND ESCROW COMPANY, TERRAIN TITLE & ESCROW CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 31, 2023 · Amount on Record
Deed SaleAug 31, 2023 · Amount on Record
Prior SaleJan 27, 1989 · Amount on Record
Deed Book / Page5369 / 30
Record UpdatedOct 29, 2026

August 2023: Deed, Transfer

Document TypeDeed
JurisdictionCECIL MD
Recording DateAug 31, 2023
Property Address28 MAPLE CT, ELKTON, MD 21921-4004
Document Number0053690030
Book / Page5369 / 30
Map ReferenceMB 3 FO 87
Instrument DateAug 24, 2023
Transaction TypeTransfer
Record UpdatedSep 15, 2023
Title CompanyEQUITABLE TITLE/FL, EQUITABLE TITLE LLC

Transaction

AmountAmount Recorded
Tax$187.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCECIL MD
Property Address28 MAPLE CT, ELKTON, MD 21921-4004
Transaction TypeMortgage
Record UpdatedOct 24, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address4085 BLUEBIRD DR, WALDORF, MD 20603-4573

Mortgage

Document Number0052450379
DateOct 11, 2022
Book Page5245/379
Lender
NameSPECTRA FCU
TypeCredit Union
AddressALEXANDRIA, VA 22312
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueSep 30, 2037
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2022: Deed, Transfer

Document TypeDeed
JurisdictionCECIL MD
Recording DateMay 20, 2022
Property Address28 MAPLE CT, ELKTON, MD 21921-4004
Document Number0051690138
Book / Page5169 / 138
Map ReferenceMB 03 FO 87
Instrument DateJan 7, 2022
Transaction TypeTransfer
Record UpdatedMay 31, 2022
Title CompanyWESTERN TITLE AND ESCROW COMPANY, TERRAIN TITLE & ESCROW CO

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address13015 12 TREES CT, CLARKSVILLE, MD 21029-1146

Tax Assessment & Valuation

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCecil County
Unified School DistrictCecil County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,132.00 (+17.31%)$74,400 (+55.65%)$106,400 (+82.19%) Land $31,800 Building $74,600
2025$965.00 (-9.39%)
2023$1,065.00$47,800$58,400 Land $12,700 Building $45,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELKTON WEST
serves 3,500 people · EPA ID MD0070015
Water SourcePurchased surface water from several systems
Last State InspectionFeb 2025
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityRadium
resolved · Oct 2016
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 439 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
1,000 / 75
AT&T
Fixed Wireless
100 / 20

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