Cumberland County and Standish Town property record for 28 Main St, Steep Falls, ME 04085
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,498 sqft · built 1930 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $125,000 (Feb 2026) |
| Tax Bill | $2,509 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | STAN M:31 L:13 |
| Primary APN | STAN M:31 L:13 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,498 sqft Living Area |
| Gross Area | 3,090 sqft |
| 1st Floor Area | 1,322 sqft |
| Basement Area | 1,274 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,356 sqft (0.1 acres) |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Street Address | 28 MAIN ST |
|---|---|
| City | STEEP FALLS |
| State | ME |
| Zip | 04085-5908 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | VC |
| Legal Lot Number | 13 |
| Jurisdiction | STANDISH ME |
| Township / Civil Division | STANDISH |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 17004 |
28 Main St is owned and occupied by two individuals who bought it in February 2026.
Source: Cumberland County and Standish Town records, as of September 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 28 MAIN ST, STEEP FALLS, ME 04085-5908 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 11, 2026 · Amount on File |
| Deed Sale | Feb 11, 2026 · Amount on File |
| Deed Document Number | 20265441 |
| Deed Book / Page | 42046 / 140 |
| Prior Transfer Date | Feb 6, 2026 |
| Prior Transfer Doc | 0420460140 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | STANDISH ME |
| Recording Date | Feb 11, 2026 |
| Property Address | 28 MAIN ST, STEEP FALLS, ME 04085-5908 |
| Document Number | 0420460140 |
| Book / Page | 42046 / 140 |
| Instrument Date | Feb 6, 2026 |
| Instrument | 5441 |
| Transaction Type | Transfer |
| Record Updated | Jul 1, 2026 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 28 MAIN ST, STEEP FALLS, ME 04085-5908 |
| Document Number | 0000005442 |
|---|---|
| Date | Feb 11, 2026 |
| Instrument | 5442 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2056 |
The 2025 property tax bill for 28 Main St was $2,509, up 5.2% from the year before.
Source: Cumberland County and Standish Town assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Cumberland County |
| County Subdivision | Standish Town |
| Unified School District | School Administrative District 06 (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $2,509.00 (+5.24%) | $202,300 (+6.92%) Land $38,200 Building $164,100 |
| 2024 | $2,384.00 (+10.78%) | $189,200 (+21.75%) Land $35,300 Building $153,900 |
| 2023 | $2,152.00 (+10.59%) | $155,400 (+15.37%) Land $29,400 Building $126,000 |
| 2022 | $1,946.00 | $134,700 Land $26,100 Building $108,600 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 28 Main St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 28 Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PORTLAND WATER DISTRICT-GREATER serves 135,068 people · EPA ID ME0091300 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
4G LTE (outdoors only), no 5G reported
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