28 Main St, Smithfield, PA 15478 Property Records

Fayette County property record for 28 Main St, Smithfield, PA 15478

Property Summary

Property Type	Bungalow
Details	2 bd · 1.5 ba · 1,624 sqft · built 1947
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$143,400 (Mar 2021)
Tax Bill	$1,492 (2026)
Deeds & Mortgages	Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`32-02-0023`

Property Details

APN / Parcel Number

Primary APN	`32-02-0023`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,624 sqft Living Area
Gross Area	1,400 sqft
1st Floor Area	896 sqft
Basement Area	56 sqft
Unfinished Basement	56 sqft

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Detached
Garage Area	414 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	320 sqft
Shed	1 Shed
Shed Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	28 MAIN ST
City	SMITHFIELD
State	PA
Zip	15478-8939
Property Category	Residential
Property Type	Residential > Single Family > Bungalow
Legal Description	LOT 3 PT 4 R1 RG
Legal Subdivision	HARRIET N STEWARTSON
Legal Lot Number	3
Jurisdiction	FAYETTE PA
Township / Civil Division	SMITHFIELD
Census Block Group	1
Census Block	1007
Census Tract	263200

Owner

28 Main St, a bungalow, is owned and occupied by an individual who bought it in March 2021.

Source: Fayette County records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	28 MAIN ST, SMITHFIELD, PA 15478-8939
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 22, 2021 · Amount on File
Deed Sale	Mar 22, 2021 · Amount on File
Prior Sale	Apr 30, 2007 · Amount on File
Deed Document Number	20212961
Deed Book / Page	3467 / 292
Prior Transfer Date	Mar 22, 2016
Prior Transfer Doc	03305/0634
Record Updated	Oct 29, 2026

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FAYETTE PA
Recording Date	Mar 22, 2021
Property Address	28 MAIN ST, SMITHFIELD, PA 15478-8939
Document Number	003467/292
Book / Page	3467 / 292
Map Reference	MB 1139 PG 579
Instrument Date	Mar 2, 2021
Instrument	202100002961
Transaction Type	Transfer
Record Updated	May 13, 2024
Title Company	KEYMAX SETTLEMENT SERVICES LLC, KEYMAX SETTLEMENT SVCS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,434.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 MAIN ST, SMITHFIELD, PA 15478-8939

Mortgage

Document Number	202100002962
Date	Mar 22, 2021
Instrument	202100002962

Lender

Name	MICHIGAN MUTUAL INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 28 Main St was $1,492, up 1% from the year before.

Source: Fayette County assessment roll, as of May 4, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Fayette County
Municipality	Smithfield Borough
Unified School District	Albert Gallatin Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,492.00 (+1%)	$28,885 (-) Land $6,150 Building $22,735
2025	$746.00 (+7.03%)	$28,885 (-) Land $6,150 Building $22,735
2024	$697.00	$28,885 (-) Land $6,150 Building $22,735
2023		$28,885 Land $6,150 Building $22,735
2022	$1,394.00
2003			$57,770 Land $12,300 Building $45,470

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 28 Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 17, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 28 Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH FAYETTE CNTY MUNI AUTH serves 35,409 people · EPA ID PA5260019
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: QCOL, Verizon, VITALink.

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