28 Main St, North Andover, MA 01845 Property Records

Essex County and North Andover Town property record for 28 Main St, North Andover, MA 01845

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Details	4 bd · 2.5 ba · 3,477 sqft · built 1900
Lot Size	0.181 acres (7,893 sqft)
Owner	Company Name on Record
Last Sale	$675,000 (Jan 2021)
Tax Bill	$8,368 (2025)
Deeds & Mortgages	Apr 2021 Refinance Apr 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`M_230084_9`

Property Details

APN / Parcel Number

Primary APN	`M_230084_9`
Alternative APNs	`NAND M:00028 B:00013 L:00000` `M_230084_939504`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Units	2 Units
Stories	2 Stories
Building Area	3,477 sqft Total Area
Gross Area	4,254 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,893 sqft (0.181 acres)

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	M_230084_939504
Street Address	28 MAIN ST
City	NORTH ANDOVER
State	MA
Zip	01845-2410
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Local Zoning Code	GB
Legal Block	13
Jurisdiction	NORTH ANDOVER MA
Township / Civil Division	NORTH ANDOVER
Census Block Group	4
Census Block	4001
Census Tract	253100

Owner

Source: Essex County and North Andover Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	28 MAIN ST, NORTH ANDOVER, MA 01845-2410
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance BERKSHIRE BANK
Apr 28, 2021	Quit Claim Deed, Transfer Quitclaim
Jan 26, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage RICHARD J MORWAY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 26, 2021 · Amount on Record
Deed Sale	Jan 26, 2021 · Amount on Record
Prior Sale	Feb 8, 2013 · Amount on Record
Deed Book / Page	16735 / 81
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTH ANDOVER MA
Property Address	28 MAIN ST, NORTH ANDOVER, MA 01845-2410
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0016902-75
Date	Apr 28, 2021
Book Page	16902/75
Instrument	14173

Lender

Name	BERKSHIRE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

April 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NORTH ANDOVER MA
Recording Date	Apr 28, 2021
Property Address	28 MAIN ST, NORTH ANDOVER, MA 01845-2410
Document Number	0016902-72
Book / Page	16902 / 72
Instrument Date	Apr 26, 2021
Instrument	14171
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26 N MAIN ST # 7, 7, NORTH ANDOVER, MA 01845-1606

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NORTH ANDOVER MA
Recording Date	Jan 26, 2021
Property Address	28 MAIN ST, NORTH ANDOVER, MA 01845-2410
Document Number	16735-81
Book / Page	16735 / 81
Instrument Date	Jan 21, 2021
Instrument	2933
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2934
Date	Jan 26, 2021
Instrument	2934

Lender

Name	RICHARD J MORWAY

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Essex County and North Andover Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	North Andover Town
Unified School District	North Andover School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,368.00	$743,200 (+5.11%) Land $268,500 Building $474,700	$807,690
2024		$707,100 (+13.54%) Land $251,200 Building $455,900
2023		$622,800 Land $233,800 Building $389,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1978)
Most Recent Claim	Feb 1978 · Coastal Storms, Flood, Ice & Snow

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH ANDOVER WATER DEPT serves 30,915 people · EPA ID MA3210000
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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