28 Main St, Dexter, ME 04930 Property Records

Penobscot County and Dexter Town property record for 28 Main St, Dexter, ME 04930

Property Summary

Property Type	Bank, Financial Building
Lot Size	0.11 acres (4,792 sqft)
Owner	2 Individuals on Record
Last Sale	$275,000 (Aug 2026)
Tax Bill	$1,914 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Aug 2020 Refinance
APN	`DEXT M:010 L:164`

Property Details

APN / Parcel Number

Primary APN	`DEXT M:010 L:164`
Alternative APN	`509`

Exterior

Lot Area	4,792 sqft (0.11 acres)

Location & Zoning

Account Number	509
Street Address	28 MAIN ST
City	DEXTER
State	ME
Zip	04930-1375
Property Category	Commercial
Property Type	Commercial > Office > Bank, Financial Building
Legal Lot Number	164
Jurisdiction	DEXTER ME
Township / Civil Division	DEXTER
Census Block Group	1
Census Block	1000
Census Tract	15000

Owner

Source: Penobscot County and Dexter Town assessment roll, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	14 LYFORD DR, 104, BREWER, ME 04412-1358
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2026	Warranty Deed, Transfer · Conventional Mortgage
Aug 26, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance BANGOR SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2026 · Amount on Record
Deed Sale	Aug 3, 2026 · Amount on Record
Prior Sale	May 14, 2025 · Amount on Record
Deed Document Number	202620602
Deed Book / Page	17963 / 8
Prior Transfer Date	May 13, 2025
Prior Transfer Doc	0174880340
Record Updated	Sep 20, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DEXTER ME
Recording Date	Aug 3, 2026
Property Address	28 MAIN ST, DEXTER, ME 04930-1375
Document Number	0000020602
Book / Page	17963 / 8
Instrument Date	May 27, 2026
Instrument	202620602
Transaction Type	Transfer
Record Updated	Aug 19, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Date	Aug 3, 2026

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	6.47%
Max Rate	-1%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEXTER ME
Property Address	28 MAIN ST, DEXTER, ME 04930-1375
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0156680254
Date	Aug 26, 2020
Book Page	15668/254
Instrument	27033

Lender

Name	BANGOR SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Penobscot County and Dexter Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Penobscot County
County Subdivision	Dexter Town
Unified School District	School Administrative District 46 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$1,914.00 (+1.48%)	$96,200 (-) Land $10,900 Building $85,300
2024	$1,886.00 (-1.05%)	$96,200 (+0.94%) Land $10,900 Building $85,300
2022	$1,906.00	$95,300 Land $10,000 Building $85,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEXTER UTILITY DISTRICT serves 2,338 people · EPA ID ME0090440
Water Source	Surface water
Last State Inspection	May 2023
Lead	5 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Premium Choice Broadband.

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