28 Main St, Concord, MA 01742 Property Records

Middlesex County and Concord Town property record for 28 Main St, Concord, MA 01742

Property Summary

Property TypeRetail Stores (Personal Services, Photography, Travel)
Details4 ba · 3,912 sqft · built 1880
Lot Size0.043 acres (1,890 sqft)
OwnerTrust Name on Record
Last Sale$500,000 (Apr 2015)
Tax Bill$10,525 (2026)
Deeds & MortgagesJul 2023 Transfer
Flood ZoneZone X (minimal risk)
APNCONC M:9H B:1695

Property Details

APN / Parcel Number

Primary APNCONC M:9H B:1695
Alternative APNs
  • M:00009H B:01695-00000
  • 6624

Interior

Full Baths4 Baths
Units3 Units
Stories3 Stories
Building Area3,912 sqft Total Area
Gross Area5,256 sqft
Basement Area1,344 sqft
Unfinished Basement1,344 sqft

Exterior

Year BuiltBuilt 1880
Effective Year BuiltEffective 1880
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area1,890 sqft (0.043 acres)
Garage TypeBasement

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number6624
Street Address28 MAIN ST
CityCONCORD
StateMA
Zip01742-2515
Property CategoryCommercial
Property TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning CodeCCB
Legal SubdivisionCONCORD GREENE
Legal Block1695
JurisdictionCONCORD MA
Township / Civil DivisionCONCORD
Census Block Group1
Census Block1011
Census Tract361300

Owner

Source: Middlesex County and Concord Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordTrust Name on Record
Mailing Address41 WOOD LN, ACTON, MA 01720-4528
Owner TypeIndividual
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 22, 2015 · Amount on Record
Deed SaleApr 22, 2015 · Amount on Record
Prior SaleJun 12, 1998 · Amount on Record
Deed Book / Page65253 / 304
Last Transfer DateJul 6, 2023
Transfer Doc0081774-45
Record UpdatedOct 29, 2026

July 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCONCORD MA
Recording DateJul 14, 2023
Property Address28 MAIN ST, CONCORD, MA 01742-2515
Document Number0081774-45
Book / Page81774 / 45
Instrument DateJul 6, 2023
Instrument77870
Transaction TypeTransfer
Record UpdatedJan 26, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address41 WOOD LN, ACTON, MA 01720-4528

Tax Assessment & Valuation

Source: Middlesex County and Concord Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionConcord Town
Elementary School DistrictConcord School District (PK - 08)
Secondary School DistrictConcord-Carlisle School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$10,525.00 (+9,923.81%)$862,700 (+1.41%) Land $422,700 Building $440,000
2025$105.00 (-98.98%)$850,700 (+0.97%) Land $402,500 Building $448,200
2024$10,312.00 (-0.76%)$842,500 (+5.08%) Land $402,500 Building $440,000
2023$10,391.00$801,800 Land $365,900 Building $435,900

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 14 policies
Nearby Flood Policies14 in force
Nearby Flood Claims10 (1979–2010)
Claims Outside the SFHA1 of 10
Most Recent ClaimMar 2010 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Mar 2010 · 5 claims
  • Severe Storms & Flooding, Apr 1987 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCONCORD WATER DEPT
serves 18,788 people · EPA ID MA3067000
Water SourceSurface water
Last State InspectionAug 2024
Lead5 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityBromate
resolved · Jul 2022
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Concord Light Broadband
Fiber
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

Nearby Properties on Main St

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