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28 Madison Ave, Garnerville, NY 10923 Property Records

Rockland County and Haverstraw Town property record for 28 Madison Ave, Garnerville, NY 10923 · Last verified January 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Architecture StyleCape Cod
Year BuiltBuilt 1997
Square Footage2,156 sqft Living Area
Lot Size12,197 sqft (0.28 acres)
GarageDetached, 484 sqft
OccupancyOwner Occupied

Property Details

APN / Parcel Number

Primary APN392289 20.18-1-68
Alternative APNs
  • 228902001800010680000000
  • 0009828

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area2,156 sqft Living Area
1st Floor1,232 sqft 1st Floor
Upper Floors924 sqft Upper Floors
Stories2 Stories

Exterior

Year BuiltBuilt 1997
Architectural StyleCape Cod Style
Exterior MaterialAluminum/Vinyl Exterior
Lot Area12,197 sqft (0.28 acres)
Parking Spaces2 Parking Spaces
Garage TypeDetached Garage
Garage Area484 sqft Garage
PorchOpen Porch
Porch Area80 sqft Porch

Utilities and HVAC

Heating SystemHot Water Heating
Heating FuelGas Heating Fuel
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Account Number0009828
Old Parcel Number228902001800010680000000
Street Address28 MADISON AVE
CityGARNERVILLE
StateNY
Zip10923-1312
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description47.-5-12.1
Legal Block1
Legal Lot Number68.000
JurisdictionROCKLAND NY
Minor Civil DivisionHAVERSTRAW
Census Blockgroup1
Census Block1010
Census Tract10501

Owner

Source: Rockland County and Haverstraw Town records · APN 392289 20.18-1-68

Assessment roll updated May 31, 2024 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on File
Mailing Address28 MADISON AVE, GARNERVILLE, NY 10923-1312
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Jan 28, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED NORTHERN MORTGAGE
Mar 13, 2018Loan Modification, Mortgage · Conventional Mortgage
STERLING NAT'L BK
Mar 13, 2018Loan Modification, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI)
STERLING NAT'L BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateApr 18, 2005
Transfer Doc0000020664
Record RefreshedJun 08, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROCKLAND NY
Property Address28 MADISON AVE, GARNERVILLE, NY 10923-1312
Transaction TypeMortgage
Record UpdatedFeb 10, 2021
Title CompanyABSOLUTE TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000003735
DateJan 28, 2021
Instrument2021-00003735
Lender
NameUNITED NORTHERN MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2051
Interest
Rate TypeFixed Rate

March 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionROCKLAND NY
Property Address28 MADISON AVE, GARNERVILLE, NY 10923-1312
Document Number0000013733
Instrument DateMar 13, 2018
Transaction TypeMortgage
Record UpdatedJan 12, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address28 MADISON AVE GARNERVILLE NY 109231312, GARNERVILLE, NY 10923-1312

Mortgage

Document Number0000013733
DateMay 08, 2018
Instrument13733
Lender
NameSTERLING NAT'L BK
TypeBank
AddressLAKE ZURICH, IL 60047
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 07, 2048
Interest
Rate2%

March 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionROCKLAND NY
Property Address28 MADISON AVE, GARNERVILLE, NY 10923-1312
Document Number0000013727
Instrument DateMar 13, 2018
Transaction TypeMortgage
Record UpdatedMay 30, 2018
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address28 MADISON AVE GARNERVILLE NY 109231312, GARNERVILLE, NY 10923-1312

Mortgage

Document Number0000013727
DateMay 08, 2018
Instrument13727
Lender
NameSTERLING NAT'L BK
TypeBank
AddressLAKE ZURICH, IL 60047
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueMay 07, 2048
Interest
Rate4%

Tax Assessment & Valuation

Source: Rockland County and Haverstraw Town records · Assessment roll updated May 31, 2024 · Last verified January 2026

Property Jurisdictions

TypeName
StateNew York
CountyRockland County
County SubdivisionHaverstraw Town
Unified School DistrictHaverstraw-Stony Point Central School District (North Rockland) (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearAssessed ValueAssessed Market Value
2024$231,200 (-) Land $87,500 Building $143,700$396,842 (+5.2%) Land $150,189 Building $246,653
2023$231,200 Land $87,500 Building $143,700$377,223 Land $142,764 Building $234,459

Flood & Wildfire

28 Madison Ave is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Rockland County (36087C), updated August 19, 2025

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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