28 Mackenzie Ln, Freeport, FL 32439 Property Records

Walton County property record for 28 Mackenzie Ln, Freeport, FL 32439 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,633 sqft · built 2023
Lot Size	0.294 acres (12,825 sqft)
Owner	Individual Name on File
Last Sale	$562,900 (Dec 2023)
Tax Bill	$2,671 (2024)
Deeds & Mortgages	Dec 2023 Sale & Mortgage May 2022 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`07-1S-19-23140-000-0330`

Property Details

APN / Parcel Number

Primary APN	`07-1S-19-23140-000-0330`
Alternative APN	`1010065`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,633 sqft Living Area
Gross Area	3,666 sqft
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2023
Exterior Material	Fiber Cement Siding
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	12,825 sqft (0.294 acres)
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1010065
Street Address	28 MACKENZIE LN
City	FREEPORT
State	FL
Zip	32439-2955
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 33 MAGNOLIA BAY ESTATES PB 17-9 OR 2747-894 OR 3178-542 OR 3250-3127 OR 3309-2173
Legal Range	19W
Legal Township	01S
Legal Section	07
Legal Subdivision	MAGNOLIA BAY ESTATES
Legal Lot Number	33
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	2
Census Block	2058
Census Tract	950502

Owner

Source: Walton County records · APN 07-1S-19-23140-000-0330

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	28 MACKENZIE LN, FREEPORT, FL 32439-2955
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 04, 2023	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
May 03, 2022	Warranty Deed, Transfer UNKNOWN, BRADLEY TITLE LLC
Jan 11, 2021	Warranty Deed, Transfer BRADLEY TITLE LLC
Jan 11, 2021	Warranty Deed, Transfer NOT AVAILABLE, BRADLEY TITLE LLC
Jan 11, 2021	Warranty Deed, Transfer UNKNOWN, BRADLEY TITLE LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 04, 2023 · Amount on Record
Deed Sale	Dec 04, 2023 · Amount on Record
Prior Sale	May 03, 2022 · Amount on Record
Deed Document Number	20230043201
Deed Book / Page	3309 / 2173
Record Updated	Jun 08, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Dec 04, 2023
Property Address	28 MACKENZIE LN, FREEPORT, FL 32439-2955
Document Number	0033092173
Book / Page	3309 / 2173
Map Reference	MB 17 PG 9
Instrument Date	Dec 01, 2023
Instrument	20230043201
Transaction Type	Transfer
Record Updated	Dec 18, 2025
Title Company	GRAYSTONE TITLE, GRAYTON TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,940.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	720 KENNESAW AVE NW, MARIETTA, GA 30060-6909

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	28 MACKENZIE LN, FREEPORT, FL 32439-2955

Mortgage

Document Number	0033092175
Date	Dec 04, 2023
Instrument	3309/2175

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2054

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	May 03, 2022
Property Address	28 MACKENZIE LN, FREEPORT, FL 32439-2955
Document Number	0032503127
Book / Page	3250 / 3127
Map Reference	MB 17 PG 9-9E
Instrument Date	Apr 29, 2022
Instrument	20220020930
Transaction Type	Transfer
Record Updated	Dec 18, 2025
Title Company	UNKNOWN, BRADLEY TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$595.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	42 HOLLOW LOG LN, FREEPORT, FL 32439-6306

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	720 KENNESAW AVE NW # OF, OF, MARIETTA, GA 30060-6909

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jan 11, 2021
Property Address	MACKENZIE LN, FREEPORT, FL 32439
Document Number	0031780542
Book / Page	3178 / 542
Map Reference	MB 17 PG 9-9E
Instrument Date	Jan 04, 2021
Instrument	20210001301
Transaction Type	Transfer
Record Updated	Mar 09, 2021
Title Company	BRADLEY TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$210.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	227 OLD OAK RD, 227, FREEPORT, FL 32439-4336

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42 HOLLOW LOG LN, FREEPORT, FL 32439-6306

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jan 11, 2021
Property Address	28 MACKENZIE LN, FREEPORT, FL 32439-2955
Document Number	0031780542
Book / Page	3178 / 542
Map Reference	MB 17 PG 9-9E
Instrument Date	Jan 04, 2021
Instrument	20210001301
Transaction Type	Transfer
Record Updated	Feb 20, 2024
Title Company	NOT AVAILABLE, BRADLEY TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$210.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	227 OLD OAK RD, FREEPORT, FL 32439-4336

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42 HOLLOW LOG LN, FREEPORT, FL 32439-6306

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jan 11, 2021
Property Address	28 MACKENZIE LN, FREEPORT, FL 32439-2955
Document Number	0031780542
Book / Page	3178 / 542
Map Reference	MB 17 PG 9-9E
Instrument Date	Jan 04, 2021
Instrument	20210001301
Transaction Type	Transfer
Record Updated	Dec 18, 2025
Title Company	UNKNOWN, BRADLEY TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$210.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	227 OLD OAK RD, FREEPORT, FL 32439-4336

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42 HOLLOW LOG LN, FREEPORT, FL 32439-6306

Tax Assessment & Valuation

Source: Walton County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Municipality	Freeport City
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$460,034 (+574.04%) Land $68,250 Building $391,784	$460,034 (+574.04%) Land $68,250 Building $391,784
2024	$2,671.00 (+200.11%)
2023	$890.00 (-8.06%)	$68,250 (-9.91%) Land $68,250	$68,250 (-9.91%) Land $68,250
2022	$968.00	$75,758 Land $75,758	$75,758 Land $75,758

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Walton County (12131C), updated June 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121319505022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 296 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	296 in force 254 of 296 on primary residences
Nearby Flood Claims	56 (1989–2020)
Claims Outside the SFHA	8 of 56
Most Recent Claim	Sep 2020, other causes, Hurricane Sally
Flood Events	Hurricane Sally (Sep 2020), 12 claims Hurricane Frances (Sep 2004), 18 claims Hurricane Opal (Oct 1995), 13 claims

Wildfire

Wildfire Risk	Moderate above 65% of the US · above 41% of Florida
Wildfire Likelihood	About 1 in 599 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

28 Mackenzie Ln, Freeport, FL 32439 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

December 2023: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

May 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

January 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

January 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

January 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Nearby Properties on Mackenzie Ln

Nearby Streets

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