28 Ludlow Rd, Middletown, RI 02842 Property Records

Middletown Town property record for 28 Ludlow Rd, Middletown, RI 02842

Property Summary

Property Type	Duplex
Details	5 bd · 2 ba · 1,587 sqft · built 1954
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$485,000 (Oct 2026)
Tax Bill	$4,135 (2025)
Deeds & Mortgages	Oct 2026 Sale & Mortgage Nov 2019 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`201600265`

Property Details

APN / Parcel Number

Primary APN	`201600265`
Alternative APN	`MIDD M:0107 B:NE L:61`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Units	2 Units
Stories	1 Story
Building Area	1,587 sqft Living Area
Gross Area	1,739 sqft
1st Floor Area	1,587 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,405 sqft (0.17 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	201600265
Street Address	28 LUDLOW RD
City	MIDDLETOWN
State	RI
Zip	02842-6366
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R20
Legal Block	NE
Legal Lot Number	61
Jurisdiction	MIDDLETOWN RI
Township / Civil Division	MIDDLETOWN
Census Block Group	2
Census Block	2016
Census Tract	40304

Owner

28 Ludlow Rd, a duplex, is owned and occupied by an individual who bought it in October 2026.

Source: Middletown Town records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	28 LUDLOW RD, MIDDLETOWN, RI 02842-6366
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2026	Deed, Transfer · Conventional Mortgage NFM LENDING
Nov 8, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Apr 17, 2019	Quit Claim Deed, Transfer · Conventional Mortgage INC ATLANT
Apr 17, 2019	Executor's Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 1, 2026 · Amount on File
Deed Sale	Oct 1, 2026 · Amount on File
Prior Sale	May 27, 2016 · Amount on File
Deed Document Number	20261964
Deed Book / Page	1925 / 26
Prior Transfer Date	Nov 6, 2019
Prior Transfer Doc	1623-239
Record Updated	Oct 29, 2026

October 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLETOWN RI
Recording Date	Oct 1, 2026
Property Address	28 LUDLOW RD, MIDDLETOWN, RI 02842-6366
Document Number	0000001964
Book / Page	1925 / 26
Instrument Date	Sep 30, 2026
Instrument	20261964
Transaction Type	Transfer
Record Updated	Oct 21, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 LUDLOW RD, MIDDLETOWN, RI 02842-6366
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001965,
Date	Oct 1, 2026
Book Page	1925/29
Instrument	20261965

Lender

Name	NFM LENDING

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2056

Interest

Max Rate	-1%

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MIDDLETOWN RI
Recording Date	Nov 8, 2019
Property Address	28 LUDLOW RD, MIDDLETOWN, RI 02842-6366
Document Number	1623-239
Book / Page	001623 / 000239
Instrument Date	Nov 6, 2019
Instrument	2904
Transaction Type	Transfer
Record Updated	Jan 14, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	342 BOULEVARD MIDDLETOWN RI 028425416, MIDDLETOWN, RI 02842-5416

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MIDDLETOWN RI
Recording Date	Apr 17, 2019
Property Address	28 LUDLOW RD, MIDDLETOWN, RI 02842-6366
Document Number	1592-237
Book / Page	001592 / 000237
Instrument Date	Apr 3, 2019
Instrument	720
Transaction Type	Transfer
Record Updated	May 8, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	342 BOULEVARD MIDDLETOWN RI 028425416, MIDDLETOWN, RI 02842-5416

Mortgage

Document Number	1592-249
Date	Apr 17, 2019
Book Page	001592/000249
Instrument	725

Lender

Name	INC ATLANT

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 16, 2049

April 2019: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	MIDDLETOWN RI
Recording Date	Apr 17, 2019
Property Address	28 LUDLOW RD, MIDDLETOWN, RI 02842-6366
Document Number	1592-239
Book / Page	001592 / 000239
Instrument Date	Mar 21, 2019
Instrument	721
Transaction Type	Transfer
Record Updated	May 7, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	342 BOULEVARD MIDDLETOWN RI 028425416, MIDDLETOWN, RI 02842-5416

Tax Assessment & Valuation

The 2025 property tax bill for 28 Ludlow Rd was $4,135.

Source: Middletown Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Middletown Town
Unified School District	Middletown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,135.00	$350,700 Land $150,800 Building $199,900	$505,404
2023	$2,728.00 (+4.72%)	$216,700 (-) Land $97,300 Building $119,400
2022	$2,605.00	$216,700 Land $97,300 Building $119,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 28 Ludlow Rd in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	7 (1982–2021)
Claims Outside the SFHA	3 of 7
Most Recent Claim	Sep 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 28 Ludlow Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEWPORT-CITY OF serves 42,155 people · EPA ID RI1592010
Water Source	Surface water
Last State Inspection	Oct 2022
Lead	4 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on Ludlow Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures