28 Lucerne Ct, Saint Augustine, FL 32095 Property Records

St. Johns County property record for 28 Lucerne Ct, Saint Augustine, FL 32095 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	5 Beds
Bathrooms	4 Baths
Year Built	Built 2020
Square Footage	3,290 sqft Living Area
Lot Size	10,890 sqft (0.25 acres)
Occupancy	Owner Occupied
Last Sale	$496,709 (2020)
Tax Bill	$9,980.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`023723-0190`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Plumbing Fixtures	17 Plumbing Fixtures
Building Area	3,290 sqft Living Area
Gross Area	4,012 sqft Gross Area
1st Floor	2,756 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Concrete Exterior
Construction Type	Wood Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	10,890 sqft (0.25 acres)
Parking Spaces	3 Parking Spaces
Garage Type	Attached Garage
Garage Area	722 sqft Garage

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	28 LUCERNE CT
City	SAINT AUGUSTINE
State	FL
Zip	32095-7553
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	100/1-11 BEACON LAKE PHASE 2A LOT 19 OR5021/1674
Legal Range	28E
Legal Township	05S
Legal Section	15
Legal Subdivision	BEACON LAKE PHASE 2A
Legal Phase	2A
Legal Block	1
Legal Lot Number	19
Jurisdiction	ST JOHNS FL
Minor Civil Division	ST. AUGUSTINE
Census Blockgroup	2
Census Block	2031
Census Tract	20904

Owner

Source: St. Johns County records · APN 023723-0190

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	28 LUCERNE CT, SAINT AUGUSTINE, FL 32095-7553
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 20, 2020 · Amount on Record
Deed Sale	Aug 20, 2020 · Amount on Record
Deed Doc Number	202070139
Deed Book / Page	5021 / 1674
Record Refreshed	Jun 08, 2026

August 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Aug 20, 2020
Property Address	28 LUCERNE CT, SAINT AUGUSTINE, FL 32095-7553
Document Number	0050211674
Book / Page	5021 / 1674
Map Reference	MB 100 PG 1
Instrument Date	Aug 14, 2020
Instrument	2020070139
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 28, 2022
Title Company	GOLDEN DOG TITLE & TRUST

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$3,477.60
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14701 PHILIPS HWY STE 300, 14701, JACKSONVILLE, FL 32256-3742

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 LAGUNA CT, SAINT AUGUSTINE, FL 32086

Mortgage

Document Number	0050211676
Date	Aug 20, 2020
Instrument	5021/1676

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2050

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$508,962 (+2.7%)	$623,603 (-6.19%) Land $120,000 Building $503,603
2025	$9,980.00 (+8.11%) Homeowner's exemption	$495,581 (+5.99%)	$664,736 (+10.08%) Land $120,000 Building $544,736
2024	$9,231.00 (+3.07%)
2023	$8,956.00 (+3.03%) Homeowner's exemption	$467,586 (+3%)	$603,884 (+12.07%) Land $120,000 Building $483,884
2022	$8,693.00 Homeowner's exemption	$453,967	$538,836 Land $95,200 Building $443,636

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Moderate above 61% of the US · above 35% of Florida
Wildfire Likelihood	About 1 in 676 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.