28 Low St, Newbury, MA 01951 Property Records

Essex County and Newbury Town property record for 28 Low St, Newbury, MA 01951

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,238 sqft · built 1974
Lot Size	18.5 acres (806,731 sqft)
Owner	2 Company Names on Record
Last Sale	$480,000 (Nov 2012)
Tax Bill	$6,685 (2025)
Deeds & Mortgages	Aug 2025 Line of Credit Sep 2022 Transfer
Flood Zone	Zone AE (high risk)
APN	`NEWB M:0R33 B:0000 L:00022`

Property Details

APN / Parcel Number

Primary APN	`NEWB M:0R33 B:0000 L:00022`
Alternative APN	`NBRY M:0R33 B:0000 L:00022`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,238 sqft Living Area
Gross Area	5,627 sqft
Basement Area	1,134 sqft
Unfinished Basement	283 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	806,731 sqft (18.5 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	28 LOW ST
City	NEWBURY
State	MA
Zip	01951-1701
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR4
Legal Lot Number	22
Jurisdiction	NEWBURY MA
Township / Civil Division	NEWBURY
Census Block Group	1
Census Block	1011
Census Tract	269100

Owner

Source: Essex County and Newbury Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	28 LOW ST, NEWBURY, MA 01951-1701
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2025	Deed of Trust, Mortgage · Line of Credit EASTERN BANK
Sep 22, 2022	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 30, 2012 · Amount on Record
Deed Sale	Nov 30, 2012 · Amount on Record
Deed Book / Page	31967 / 72
Record Updated	Oct 29, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWBURY MA
Property Address	28 LOW ST, NEWBURY, MA 01951-1701
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	042869-535
Date	Aug 5, 2025
Book Page	42869/535
Instrument	20250805000040

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

September 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NEWBURY MA
Recording Date	Sep 22, 2022
Property Address	28 LOW ST, NEWBURY, MA 01951-1701
Document Number	041204-579
Book / Page	41204 / 579
Instrument Date	Sep 22, 2022
Instrument	91
Transaction Type	Transfer
Record Updated	Oct 7, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 LOW ST, NEWBURY, MA 01951-1701

Tax Assessment & Valuation

Source: Essex County and Newbury Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Newbury Town
Unified School District	Triton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,685.00 (-0.45%)	$897,300 (+2.62%) Land $345,100 Building $552,200	$859,750
2024	$6,715.00 (-4.09%)	$874,400 (+8.28%) Land $345,100 Building $529,300
2023	$7,001.00	$807,500 Land $323,300 Building $484,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	13.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 25 policies
Nearby Flood Policies	25 in force
Nearby Flood Claims	138 (1978–2024)
Claims Outside the SFHA	39 of 138
Most Recent Claim	Jan 2024 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, May 2006 · 12 claims Coastal Storm, Oct 1991 · 28 claims Coastal Storms, Flood, Ice & Snow, Feb 1978 · 23 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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