28 Lopaus Point Rd, Bernard, ME 04612 Property Records

Hancock County and Tremont Town property record for 28 Lopaus Point Rd, Bernard, ME 04612

Property Summary

Property TypeSingle Family Home
Lot Size1 acres (43,560 sqft)
Owner2 Individual Names on Record
Tax Bill$4,721 (2025)
Deeds & MortgagesAug 2026 Sale
Apr 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APNTREM M:017 L:058

Property Details

APN / Parcel Number

Primary APNTREM M:017 L:058
Alternative APN
  • 379

Exterior

Architectural StyleMulti-Family
Lot Area43,560 sqft (1 acres)

Location & Zoning

Account Number379
Street Address28 LOPAUS POINT RD
CityBERNARD
StateME
Zip04612
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Lot Number58
JurisdictionTREMONT ME
Township / Civil DivisionTREMONT
Census Block Group2
Census Block2008
Census Tract966200

Owner

Source: Hancock County and Tremont Town records, as of August 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address28 LOPAUS POINT RD, BERNARD, ME 04612
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants in Common

Deeds, Mortgages & Sale History

DateDocument
Aug 5, 2026Deed, Transfer
Apr 27, 2020Deed of Trust, Mortgage · Line of Credit
BAR HARBOR BK&TR

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

August 2026: Deed, Transfer

Document TypeDeed
JurisdictionTREMONT ME
Recording DateAug 5, 2026
Property Address28 LOPAUS POINT RD, BERNARD, ME 04612
Document Number0000010246
Book / Page7462 / 689
Instrument DateJul 28, 2026
Instrument202610246
Transaction TypeTransfer
Record UpdatedSep 9, 2026

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTREMONT ME
Property Address28 LOPAUS POINT RD, BERNARD, ME 04612
Document Number0070230332
Instrument DateApr 27, 2020
Transaction TypeMortgage
Record UpdatedJul 1, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address28 LOPAUS POINT RD BERNARD ME 04612, BERNARD, ME 04612

Mortgage

Document Number0070230332
DateMay 21, 2020
Book Page007023/000332
Instrument25467
Lender
NameBAR HARBOR BK&TR
TypeBank
AddressBAR HARBOR, ME 04609
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMay 20, 2050
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Hancock County and Tremont Town assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMaine
CountyHancock County
County SubdivisionTremont Town
Secondary School DistrictMount Desert Community School District (09 - 12)
Elementary School DistrictTremont (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$4,721.00 (+7.25%)$475,900 (-) Land $178,500 Building $297,400
2024$4,402.00 (+36.71%)$475,900 (+89.45%) Land $178,500 Building $297,400
2023$3,220.00 (+10.12%)$251,200 (-) Land $96,900 Building $154,300
2022$2,924.00$251,200 Land $96,900 Building $154,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 16 policies
Nearby Flood Policies16 in force
Nearby Flood Claims3 (1982–2008)
Claims Outside the SFHA1 of 3
Most Recent ClaimSep 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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