Worcester County property record for 28 Lookout Pt, Berlin, MD 21811
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,208 sqft · built 1988 |
| Lot Size | 0.182 acres (7,948 sqft) |
| Owner | Individual Name on File |
| Last Sale | $385,000 (Feb 2023) |
| Tax Bill | $4,515 (2025) |
| Deeds & Mortgages | Feb 2023 Sale & Mortgage Jul 2022 Transfer |
| Flood Zone | Zone AE (high risk) |
| APN | 03-045358 |
| Primary APN | 03-045358 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,208 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 7,948 sqft (0.182 acres) |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 266 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Slab |
| Porch Area | 72 sqft |
| Deck Area | 185 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 045358 |
|---|---|
| Street Address | 28 LOOKOUT PT |
| City | BERLIN |
| State | MD |
| Zip | 21811-1539 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | LOT C-04-119 7948 SQ FT LOOKOUT POINT PL OCEAN PINES SEC 4 |
| Legal Subdivision | OCEAN PINES SEC 04 |
| Legal Lot Number | 119 |
| Jurisdiction | WORCESTER MD |
| Township / Civil Division | 6, NORTHERN |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 950600 |
Source: Worcester County assessment roll, as of July 31, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 146 CRYSTAL SPRING DR, ASHTON, MD 20861-3640 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 21, 2023 | Deed, Transfer · Stand-Alone First Mortgage BERNICE FAGAN |
| Jul 12, 2022 | Intrafamily Transfer, Transfer GLOBAL TITLE COMPANY, GLOBAL TITLE INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 21, 2023 · Amount on Record |
| Deed Sale | Feb 21, 2023 · Amount on Record |
| Prior Sale | May 9, 1984 · Amount on Record |
| Deed Book / Page | 8532 / 16 |
| Prior Transfer Date | Jul 1, 2022 |
| Prior Transfer Doc | 0084220401 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WORCESTER MD |
| Recording Date | Feb 21, 2023 |
| Property Address | 28 LOOKOUT PT, OCEAN PINES, MD 21811-1539 |
| Document Number | 0085320016 |
| Book / Page | 8532 / 16 |
| Instrument Date | Feb 3, 2023 |
| Transaction Type | Transfer |
| Record Updated | Mar 2, 2023 |
| Title Company | CARDINAL STLMTS OF MD LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,925.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 148 CRYSTAL SPRING DR, ASHTON, MD 20861-3640 |
| Document Number | 0085320020 |
|---|---|
| Date | Feb 21, 2023 |
| Book Page | 8532/20 |
| Name | BERNICE FAGAN |
|---|---|
| Type | Private Party |
| Address | 11351 BARLEY FIELD WAY, MARRIOTTSVILLE, MD 21104 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 62 Months |
| Due | Mar 31, 2028 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WORCESTER MD |
| Recording Date | Jul 12, 2022 |
| Property Address | 28 LOOKOUT PT, OCEAN PINES, MD 21811-1539 |
| Document Number | 0084220401 |
| Book / Page | 8422 / 401 |
| Map Reference | MB FWH 11 FO 54 |
| Instrument Date | Jul 1, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jul 20, 2022 |
| Title Company | GLOBAL TITLE COMPANY, GLOBAL TITLE INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 832 CRYSTLE RD, ASTON, PA 19014-2913 |
Source: Worcester County assessment roll, as of July 31, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Worcester County |
| Unified School District | Worcester County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $548,533 (+12.14%) | $607,900 (-) Land $179,900 Building $428,000 | |
| 2025 | $4,515.00 (+15.83%) | $489,167 (+20.07%) | $607,900 (+41.44%) Land $179,900 Building $428,000 |
| 2023 | $3,898.00 | $407,400 | $429,800 Land $162,400 Building $267,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 5.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 351 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 388 units insured incl. 37 condo units |
| Nearby Flood Claims | 78 (1978–2021) |
| Claims Outside the SFHA | 13 of 78 |
| Most Recent Claim | Oct 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.5% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCEAN PINES serves 11,890 people · EPA ID MD0230005 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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