28 Lodge St, Worcester, MA 01604 Property Records

Worcester County and Worcester City property record for 28 Lodge St, Worcester, MA 01604

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 960 sqft · built 1962
Lot Size0.37 acres (16,136 sqft)
OwnerIndividual Name on Record
Last Sale$265,000 (Jun 2020)
Tax Bill$5,005 (2026)
Deeds & MortgagesMay 2026 Second Mortgage
Jun 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN44-001-19+20

Property Details

APN / Parcel Number

Primary APN44-001-19+20
Alternative APN
  • WORC M:44 B:001 L:19+20

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area960 sqft Living Area
Gross Area2,760 sqft
1st Floor Area960 sqft
Basement Area960 sqft
Unfinished Basement960 sqft

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1962
Architectural StyleRanch
Exterior MaterialCombination
Construction TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area16,136 sqft (0.37 acres)
Garage TypeBasement
Pool TypeIn-Ground Pool

Utilities, Heating & Cooling

Heating SystemHot Water

Location & Zoning

Account Number44-001-19+20
Street Address28 LODGE ST
CityWORCESTER
StateMA
Zip01604-3315
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-7
Legal Block1
Legal Lot Number19+20
JurisdictionWORCESTER MA
Township / Civil DivisionWORCESTER
Census Block Group1
Census Block1009
Census Tract732802

Owner

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address28 LODGE ST, WORCESTER, MA 01604-3315
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 7, 2026Deed of Trust, Mortgage · Stand-Alone Second Mortgage
ROCKET MORTGAGE LLC
Jun 26, 2020Fiduciary Deed, Transfer · Stand-Alone First Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 26, 2020 · Amount on Record
Deed SaleJun 26, 2020 · Amount on Record
Deed Document Number202067843
Deed Book / Page62675 / 31
Record UpdatedOct 29, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWORCESTER MA
Recording DateMay 7, 2026
Property Address28 LODGE ST, WORCESTER, MA 01604-3315
Document Number00073548-6
Book / Page73548 / 6
Instrument DateApr 28, 2026
Instrument202636018
Transaction TypeMortgage
Record UpdatedJul 12, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address28 LODGE ST, WORCESTER, MA 01604-3315

Mortgage

Document Number0000036018,
DateMay 7, 2026
Book Page73548/6
Instrument202636018
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term240 Months
DueJun 1, 2046
Interest
Rate6.46%
Max Rate-1%

June 2020: Fiduciary Deed, Transfer

Document TypeFiduciary Deed
JurisdictionWORCESTER MA
Recording DateJun 26, 2020
Property Address28 LODGE ST, WORCESTER, MA 01604-3315
Document Number62675-31
Book / Page62675 / 31
Instrument DateJun 23, 2020
Instrument67843
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address28 LODGE ST, WORCESTER, MA 01604-3315

Mortgage

Document Number67844
DateJun 26, 2020
Instrument67844
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
MunicipalityWorcester City
Unified School DistrictWorcester School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,005.00 (+3.3%)$376,900 (+2.61%) Land $125,100 Building $251,800$390,121 (+4.55%)
2025$4,845.00 (+5.39%)$367,300 (+14.57%) Land $119,100 Building $248,200$373,160 (+3.1%)
2024$361,950
2023$4,597.00$320,600 Land $103,600 Building $217,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims3 (1978–2000)
Claims Outside the SFHA1 of 3
Most Recent ClaimOct 2000 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 94% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWORCESTER DPWP, WATER SUPPLY DIVISION
serves 206,518 people · EPA ID MA2348000
Water SourceSurface water
Last State InspectionSep 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 456 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless · Fiber in parts of the area
300 / 20

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