28 Locust Ter, Ocala, FL 34472 Property Records

Marion County property record for 28 Locust Ter, Ocala, FL 34472

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on Record
Last Sale	$285,000 (Sep 2026)
Tax Bill	$373 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Dec 2025 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`9051-1601-16`

Property Details

APN / Parcel Number

Primary APN	`9051-1601-16`
Alternative APNs	`1506964000` `1506964`

Exterior

Lot Area	10,454 sqft (0.24 acres)
Lot Dimensions	125 ft deep x 85 ft wide

Location & Zoning

Street Address	28 LOCUST TER
City	OCALA
State	FL
Zip	34472-6654
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	R1
Legal Description	SEC 30 TWP 16 RGE 24 PLAT BOOK J PAGE 360 SILVER SPRINGS SHORES UNIT 51 BLK 1601 LOT 16
Legal Range	24E
Legal Township	16S
Legal Section	30
Legal Subdivision	SILVER SPRINGS SHORES
Legal Block	1601
Legal Lot Number	16
Jurisdiction	MARION FL
Township / Civil Division	OCALA
Census Block Group	1
Census Block	1122
Census Tract	1206

Owner

Source: Marion County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	28 LOCUST TER, OCALA, FL 34472-6654
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2026	Warranty Deed, Transfer · Conventional Mortgage WL PROPERTIES LLC
Dec 10, 2025	Warranty Deed, Transfer BRICK CITY TITLE INSURANCE AGENCY INC, BRICK CITY TTL INS AGCY INC
Oct 10, 2025	Quit Claim Deed, Transfer ACCOMODATION, ACCOMMODATION
Jun 22, 2021	Warranty Deed, Transfer · Seller Carry-Back THE GASPER LUPO LIVING TRUST
May 6, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2026 · Amount on Record
Deed Sale	Sep 25, 2026 · Amount on Record
Prior Sale	Dec 10, 2025 · Amount on Record
Deed Document Number	2026126341
Deed Book / Page	9022 / 833
Prior Transfer Date	Oct 10, 2025
Prior Transfer Doc	0087341188
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION FL
Recording Date	Sep 25, 2026
Property Address	28 LOCUST TER, OCALA, FL 34472-6654
Document Number	0000126341
Book / Page	9022 / 833
Instrument Date	Sep 9, 2026
Instrument	2026126341
Transaction Type	Transfer
Record Updated	Oct 12, 2026
Title Company	STEWART TITLE COMPANY (BA), STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$201,495.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000126342,
Date	Sep 25, 2026
Instrument	2026126342

Lender

Name	WL PROPERTIES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION FL
Recording Date	Dec 10, 2025
Property Address	28 LOCUST TER, OCALA, FL 34472-6654
Document Number	0087791276
Book / Page	8779 / 1276
Map Reference	MB J PG 360-367
Instrument Date	Dec 4, 2025
Instrument	2025162218
Transaction Type	Transfer
Record Updated	Dec 26, 2025
Title Company	BRICK CITY TITLE INSURANCE AGENCY INC, BRICK CITY TTL INS AGCY INC

Transaction

Amount	Amount Recorded
Tax	$280.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6127 PERNECIA ST, JACKSONVILLE, FL 32244-2949

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 71, CANDLER, FL 32111-0071

October 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARION FL
Recording Date	Oct 10, 2025
Property Address	28 LOCUST TER, OCALA, FL 34472-6654
Document Number	0087341188
Book / Page	8734 / 1188
Map Reference	MB J PG 360
Instrument Date	Oct 10, 2025
Instrument	2025136279
Transaction Type	Transfer
Record Updated	Oct 29, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3504 SW 26TH ST, OCALA, FL 34474-3315

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6127 PERNECIA ST, JACKSONVILLE, FL 32244-2949

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION FL
Recording Date	Jun 22, 2021
Property Address	28 LOCUST TER, OCALA, FL 34472-6654
Document Number	0074951575
Book / Page	7495 / 1575
Map Reference	MB J PG 360
Instrument Date	Jun 16, 2021
Instrument	2021084190
Transaction Type	Transfer
Record Updated	Sep 11, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$129.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 831924, OCALA, FL 34483-1924

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10149 NE 7TH LN, SILVER SPRINGS, FL 34488-2360

Mortgage

Document Number	0074951576
Date	Jun 22, 2021
Instrument	7495/1576

Lender

Name	THE GASPER LUPO LIVING TRUST
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARION FL
Recording Date	May 6, 2021
Property Address	28 LOCUST TER, OCALA, FL 34472-6654
Document Number	0074550827
Book / Page	7455 / 827
Map Reference	MB J PG 360
Instrument Date	Nov 5, 2020
Instrument	2021060687
Transaction Type	Transfer
Record Updated	Sep 11, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 831924, OCALA, FL 34483-1924

Tax Assessment & Valuation

Source: Marion County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Marion County
Unified School District	Marion County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$373.00 (+9.71%)	$19,360 (+1%)	$21,000 (+19.32%) Land $21,000
2024	$340.00 (+7.59%)	$17,600 (+1%) Land $17,600	$17,600 (+1%) Land $17,600
2023	$316.00 (-37.05%)	$16,000 (+6.67%) Land $16,000	$16,000 (+6.67%) Land $16,000
2022	$502.00	$15,000 Land $15,000	$15,000 Land $15,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 30 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	30 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 79% of the US · above 67% of Florida
Wildfire Likelihood	0.5% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Locust Ter

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