28 Locust St, Warwick, NY 10990 Property Records

Orange County and Warwick Town property record for 28 Locust St, Warwick, NY 10990

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,502 sqft · built 1800
Lot Size0.45 acres (19,602 sqft)
OwnerIndividual Name on Record
Last Sale$377,700 (Jul 2017)
Tax Bill$12,760 (2024)
Deeds & MortgagesJul 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN335405 201-3-9

Property Details

APN / Parcel Number

Primary APN335405 201-3-9
Alternative APNs
  • 540520100000030090000000
  • 201-3-9

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories3 Stories
Building Area2,502 sqft Living Area
Gross Area2,741 sqft
1st Floor Area1,275 sqft
2nd Floor Area780 sqft
Upper Floors Area364 sqft
AtticAttic
Attic Area83 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1800
Effective Year BuiltEffective 1926
Architectural StyleOld Style
Exterior MaterialWood
Lot Area19,602 sqft (0.45 acres)
Lot Dimensions260 ft deep x 239 ft wide
View / LotSuburban
Garage TypeDetached
Garage Area360 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchScreened Porch
Porch Area239 sqft
Shed1 Shed
Canopy491 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number201-3-9
Street Address28 LOCUST ST
CityWARWICK
StateNY
Zip10990-1042
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code00205
Legal Block3
Legal Lot Number9.000
JurisdictionORANGE NY
Township / Civil DivisionWARWICK
Census Block Group1
Census Block1005
Census Tract14602

Owner

Source: Orange County and Warwick Town records, as of April 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address28 LOCUST ST, WARWICK, NY 10990-1042
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 31, 2017 · Amount on Record
Deed SaleJul 31, 2017 · Amount on Record
Deed Book / Page14266 / 256
Record UpdatedOct 29, 2026

July 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionORANGE NY
Recording DateJul 31, 2017
Property Address28 LOCUST ST, WARWICK, NY 10990-1042
Document Number0000053236
Book / Page014266 / 000256
Instrument DateJul 20, 2017
Instrument53236
Transaction TypeTransfer
Record UpdatedAug 7, 2017
Title CompanyCTI, CTI ABSTRACT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,510.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address9 STONE RIDGE RD TUXEDO PARK NY 10987, TUXEDO PARK, NY 10987

Mortgage

Document Number53237
DateJul 31, 2017
Book Page014266/000260
Instrument53237
Lender
NameUSAA
AddressSAN ANTONIO, TX 78288-0544
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJul 30, 2047

Tax Assessment & Valuation

Source: Orange County and Warwick Town assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOrange County
County SubdivisionWarwick Town
MunicipalityWarwick Village
Unified School DistrictWarwick Valley Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$45,500 (-) Land $13,000 Building $32,500$541,700 (+10.12%)
2024$12,760.00
2023$45,500 (-) Land $13,000 Building $32,500$491,900 (+17.29%) Land $140,543 Building $351,357
2022$45,500 Land $13,000 Building $32,500$419,400 Land $119,829 Building $299,571

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWARWICK VILLAGE
serves 6,800 people · EPA ID NY3503561
Water SourceSurface water
Last State InspectionDec 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Alteva of Warwick
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile.

Nearby Properties on Locust St

Nearby Streets

Search Property Records by Address or Parcel Number