Rockland County and Ramapo Town property record for 28 Locust St, Spring Valley, NY 10977
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,928 sqft · built 1972 |
| Lot Size | 0.269 acres (11,761 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $455,000 (Apr 2019) |
| Deeds & Mortgages | Nov 2021 Mortgage Apr 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 392689 50.10-5-33 |
| Primary APN | 392689 50.10-5-33 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,928 sqft Living Area |
| 1st Floor Area | 1,304 sqft |
| Year Built | Built 1972 |
|---|---|
| Architectural Style | Raised Ranch |
| Exterior Material | Wood |
| Lot Area | 11,761 sqft (0.269 acres) |
| Lot Dimensions | 116 ft deep x 100 ft wide |
| Garage Type | Basement |
| Porch | Porch |
| Porch Area | 220 sqft |
| Patio Area | 220 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00461010000 |
|---|---|
| Old Parcel Number | 268905001000050330000000 |
| Street Address | 28 LOCUST ST |
| City | SPRING VALLEY |
| State | NY |
| Zip | 10977-2903 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-15 |
| Legal Description | LOT:33.000 BLK:5 SEC:50.10 DIST:392689 CITY/MUNI/TWP:RAMAPO (TOV) |
| Legal Block | 5 |
| Legal Lot Number | 33.000 |
| Jurisdiction | ROCKLAND NY |
| Township / Civil Division | RAMAPO |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 11511 |
Source: Rockland County and Ramapo Town records, as of December 26, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 28 LOCUST ST, SPRING VALLEY, NY 10977-2903 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORP |
| Apr 15, 2019 | Grant Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 15, 2019 · Amount on Record |
| Deed Sale | Apr 15, 2019 · Amount on Record |
| Prior Sale | Mar 4, 1996 · Amount on Record |
| Deed Document Number | 0201910406 |
| Deed Book / Page | 2019 / 10406 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Property Address | 28 LOCUST ST, SPRING VALLEY, NY 10977-2903 |
| Transaction Type | Mortgage |
| Record Updated | Feb 15, 2024 |
| Title Company | SURITY TITLE, SECURITY TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000050104 |
|---|---|
| Date | Nov 26, 2021 |
| Instrument | 2021-00050104 |
| Name | HOME POINT FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Recording Date | Apr 15, 2019 |
| Property Address | 28 LOCUST ST, SPRING VALLEY, NY 10977-2903 |
| Document Number | 0000010406 |
| Instrument Date | Apr 12, 2019 |
| Instrument | 10406 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2019 |
| Title Company | FIRST ABSTRACT INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,820.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4507 10TH AVE #2A BROOKLYN NY 112192348, 2A, BROOKLYN, NY 11219-2348 |
| Document Number | 10407 |
|---|---|
| Date | Apr 15, 2019 |
| Instrument | 10407 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 14, 2049 |
Source: Rockland County and Ramapo Town assessment roll, as of May 31, 2024
| Type | Name |
|---|---|
| State | New York |
| County | Rockland County |
| County Subdivision | Ramapo Town |
| Unified School District | East Ramapo Central School District (Spring Valley) (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2024 | $46,800 (-) Land $12,800 Building $34,000 | $603,092 (+1,208.23%) Land $164,948 Building $438,144 |
| 2023 | $46,800 Land $12,800 Building $34,000 | $46,100 Land $12,609 Building $33,491 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW YORK private · serves 270,000 people · EPA ID NY4303673 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2023 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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