28 Locust St, Reading, MA 01867 Property Records

Middlesex County and Reading Town property record for 28 Locust St, Reading, MA 01867

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,428 sqft · built 1967
Lot Size0.173 acres (7,549 sqft)
OwnerIndividual Name on Record
Tax Bill$7,818 (2026)
Deeds & MortgagesOct 2022 Refinance
Jan 2022 Refinance
+ 1 more
Flood ZoneZone X (minimal risk)
APNREAD M:027.0-0000-0216.0

Property Details

APN / Parcel Number

Primary APNREAD M:027.0-0000-0216.0
Alternative APNs
  • M:027.0=0000=0216.0
  • 1030000000220
  • 1030000000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area1,428 sqft Living Area
Gross Area2,798 sqft
Basement Area816 sqft
Unfinished Basement816 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1967
Effective Year BuiltEffective 1977
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,549 sqft (0.173 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number1030000000220
Street Address28 LOCUST ST
CityREADING
StateMA
Zip01867-2152
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeS15
JurisdictionREADING MA
Township / Civil DivisionREADING
Census Block Group2
Census Block2016
Census Tract334300

Owner

Source: Middlesex County and Reading Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address391 WEST ST, READING, MA 01867-2201
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 17, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
ROBERT AIELLO
Jan 11, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
CAMBRIDGE CAPE COD REALTY ASSOC LLC
Sep 21, 2021Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 16, 2009
Deed SaleOct 16, 2009
Deed Document Number2009201684
Deed Book / Page53686 / 471
Last Transfer DateSep 16, 2021
Transfer Doc78743-552
Record UpdatedOct 29, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionREADING MA
Property Address28 LOCUST ST, READING, MA 01867-2152
Transaction TypeMortgage
Record UpdatedNov 4, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number080835-585
DateOct 17, 2022
Book Page80835/585
Instrument155102
Lender
NameROBERT AIELLO
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionREADING MA
Property Address28 LOCUST ST, READING, MA 01867-2152
Transaction TypeMortgage
Record UpdatedJan 28, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number079512-508
DateJan 11, 2022
Book Page79512/508
Instrument5320
Lender
NameCAMBRIDGE CAPE COD REALTY ASSOC LLC
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded

September 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionREADING MA
Recording DateSep 21, 2021
Property Address28 LOCUST ST, READING, MA 01867-2152
Document Number78743-552
Book / Page78743 / 552
Instrument DateSep 16, 2021
Instrument209294
Transaction TypeTransfer
Record UpdatedOct 8, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address391 WEST ST, READING, MA 01867-2201

Tax Assessment & Valuation

Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionReading Town
Unified School DistrictReading School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,818.00 (+3.96%)$713,300 (+8.04%) Land $450,800 Building $260,800$741,212 (+9.46%)
2025$7,520.00 (-1.17%)$660,200 (+1.69%) Land $417,200 Building $243,000$677,160 (+2.37%)
2024$7,609.00 (-1.22%)$649,200 (+6.11%) Land $410,200 Building $239,000$661,485
2023$7,703.00$611,800 Land $386,500 Building $225,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemREADING WATER DEPARTMENT (MWRA)
serves 26,262 people · EPA ID MA3246000
Water SourcePurchased surface water from MWRA
Last State InspectionNov 2023
Lead8 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
not recorded as resolved · Oct 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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