28 Locust St, Greenwich, CT 06830 Property Records

Greenwich Town property record for 28 Locust St, Greenwich, CT 06830

Property Summary

Property Type	Duplex
Details	3 bd · 2 ba · 1,609 sqft · built 1922
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on Record
Tax Bill	$10,239 (2026)
Deeds & Mortgages	Mar 2021 Mortgage Jan 2019 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`01-1670S`

Property Details

APN / Parcel Number

Primary APN	`01-1670S`
Alternative APNs	`GREE M:01 B:1670/S` `285/079`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,609 sqft Living Area
Basement Area	851 sqft
Unfinished Basement	851 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1960
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,841 sqft (0.18 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	285/079
Street Address	28 LOCUST ST
City	GREENWICH
State	CT
Zip	06830-6317
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R-6
Legal Block	1670/S
Jurisdiction	GREENWICH CT
Township / Civil Division	GREENWICH
Census Block Group	1
Census Block	1002
Census Tract	10700

Owner

Source: Greenwich Town records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	38 MONTGOMERY LN, GREENWICH, CT 06830-4012
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2021	Deed of Trust, Mortgage · Balloon Mortgage HOME POINT FINANCIAL CORPORATION
Jan 8, 2019	Deed of Trust, Mortgage BAYCOAST MORTGAGE COMPANY
Mar 18, 2021	Deed of Trust, Mortgage · Balloon Mortgage HOME POINT FINANCIAL CORPORATION
Mar 8, 2021	Quit Claim Deed, Transfer Quitclaim
Mar 8, 2021	Quit Claim Deed, Transfer Quitclaim
Feb 21, 2019	Quit Claim Deed, Transfer Quitclaim
Dec 10, 2018	Quit Claim Deed, Transfer UNKNOWN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Mar 2, 2021
Transfer Doc	0007840-41
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENWICH CT
Property Address	28 LOCUST ST, GREENWICH, CT 06830-6317
Transaction Type	Mortgage
Record Updated	Mar 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00007848-1
Date	Mar 18, 2021
Book Page	7848/1
Instrument	2751

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Government Agency

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENWICH CT
Property Address	28 LOCUST ST, GREENWICH, CT 06830-6317
Transaction Type	Mortgage
Record Updated	Jun 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	007465-277
Date	Jan 8, 2019
Book Page	7465/277
Instrument	126

Lender

Name	BAYCOAST MORTGAGE COMPANY

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENWICH CT
Property Address	28 LOCUST ST, GREENWICH, CT 06830-6317
Transaction Type	Mortgage
Record Updated	Apr 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7848-1
Date	Mar 18, 2021
Book Page	7848/1
Instrument	2751

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Government Agency

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

March 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GREENWICH CT
Recording Date	Mar 8, 2021
Property Address	28 LOCUST ST, GREENWICH, CT 06830-6317
Document Number	7840-41
Book / Page	7840 / 41
Instrument Date	Mar 2, 2021
Instrument	2281
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

March 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GREENWICH CT
Recording Date	Mar 8, 2021
Property Address	28 LOCUST ST, GREENWICH, CT 06830-6317
Document Number	0007840-41
Book / Page	7840 / 41
Instrument Date	Mar 2, 2021
Instrument	2281
Transaction Type	Transfer
Record Updated	Mar 18, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GREENWICH CT
Recording Date	Feb 21, 2019
Property Address	28 LOCUST ST, GREENWICH, CT 06830-6317
Document Number	7477-122
Book / Page	007477 / 000122
Instrument Date	Feb 11, 2019
Instrument	1002
Transaction Type	Transfer
Record Updated	Mar 12, 2019

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	90 GREENWICH AVE GREENWICH CT 068305504, GREENWICH, CT 06830-5504

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GREENWICH CT
Recording Date	Dec 10, 2018
Property Address	28 LOCUST ST, GREENWICH, CT 06830-6317
Document Number	7456-349
Book / Page	007456 / 000349
Instrument Date	Dec 7, 2018
Instrument	9095
Transaction Type	Transfer
Record Updated	Jan 2, 2019
Title Company	UNKNOWN

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 LOCUST ST GREENWICH CT 068306317, GREENWICH, CT 06830-6317

Tax Assessment & Valuation

Source: Greenwich Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Greenwich Town
Unified School District	Greenwich School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,239.00 (+24.68%)	$976,640 (+46.99%) Land $836,990 Building $139,650	$1,377,611 (+196.19%)
2025	$8,212.00	$664,440 (-) Land $557,130 Building $107,310	$465,108 Land $389,991 Building $75,117
2024	$8,212.00 (+6.22%)
2023	$7,731.00 (+0.91%)	$664,440 (-) Land $557,130 Building $107,310
2022	$7,661.00	$664,440 Land $557,130 Building $107,310

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUARION-EASTERN FAIRFIELD COUNTY private · serves 351,756 people · EPA ID CT0150011
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	24 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 501 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Frontier.

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