28 Locust Run, Ocala, FL 34472 Property Records

Marion County property record for 28 Locust Run, Ocala, FL 34472

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,110 sqft · built 1999
Lot Size	14 acres (610,711 sqft)
Owner	2 Individual Names on Record
Last Sale	$850,000 (Feb 2026)
Tax Bill	$8,342 (2025)
Deeds & Mortgages	Feb 2026 Sale & Mortgage May 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`39949-001-00`

Property Details

APN / Parcel Number

Primary APN	`39949-001-00`
Alternative APNs	`0978884000` `978884`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,110 sqft Living Area
Gross Area	4,073 sqft
1st Floor Area	2,287 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Modern
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Metal
Lot Area	610,711 sqft (14 acres)
Lot Dimensions	134 ft deep x 88 ft wide
Garage Type	Carport
Garage Area	1,080 sqft
Carport	Carport
Carport Area	1,080 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	393 sqft
Patio Area	794 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	28 LOCUST RUN
City	OCALA
State	FL
Zip	34472-2591
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SEC 31 TWP 16 RGE 24 PLAT BOOK J PAGE 286 SILVER SPRING SHORES UNIT 34 BLK 1054 LOT 51 & TOGETHER WITH N 1/2 OF RAIL ROW ADJ TO SAID LOT & NW 1/4 OF NW 1/4 OF SEC 31 LYING S OF RAILROAD ROW EXC E 70 YDS THEREOF. TOGETHER WITH FORMER RAILROAD ROW LYIN
Legal Range	24E
Legal Township	16S
Legal Section	31
Legal Subdivision	SILVER SPRING SHORES
Legal Block	1054
Legal Lot Number	51
Jurisdiction	MARION FL
Township / Civil Division	BELLEVIEW
Census Block Group	3
Census Block	3000
Census Tract	703

Owner

Source: Marion County records, as of May 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	28 LOCUST RUN, OCALA, FL 34472-2591
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 12, 2026	Warranty Deed, Transfer · Conventional Mortgage BAYWAY MORTGAGE GROUP
May 18, 2023	Warranty Deed, Transfer · Conventional Mortgage NORTHPOINTE BANK
Aug 24, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 11, 2018	Deed of Trust, Mortgage · Line of Credit CAMPUS USA CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 12, 2026 · Amount on Record
Deed Sale	Feb 12, 2026 · Amount on Record
Prior Sale	May 18, 2023 · Amount on Record
Deed Document Number	202618051
Deed Book / Page	8828 / 769
Record Updated	Jun 8, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION FL
Recording Date	Feb 12, 2026
Property Address	28 LOCUST RUN, OCALA, FL 34472-2591
Document Number	0088280769
Book / Page	8828 / 769
Map Reference	MB J PG 286-292
Instrument Date	Feb 6, 2026
Instrument	2026018051
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	INFINITY TITLE INSURANCE AGENCY LLC, INFINITY TITLE INS AGCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,950.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5822 FLY HOLLOW RD, SANTA FE, TN 38482-3100

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 LOCUST RUN, OCALA, FL 34472-2591

Mortgage

Document Number	0008828772
Date	Feb 12, 2026
Instrument	8828/772

Lender

Name	BAYWAY MORTGAGE GROUP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION FL
Recording Date	May 18, 2023
Property Address	28 LOCUST RUN, OCALA, FL 34472-2591
Document Number	0080520408
Book / Page	8052 / 408
Map Reference	MB J PG 286-292
Instrument Date	May 12, 2023
Instrument	2023062285
Transaction Type	Transfer
Record Updated	Jan 5, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,250.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	28 LOCUST RUN, OCALA, FL 34472-2591

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3234 CENTRALIA ALPHA RD, ONALASKA, WA 98570-9610

Mortgage

Document Number	0008052411
Date	May 18, 2023
Instrument	8052/411

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION FL
Recording Date	Aug 24, 2021
Property Address	28 LOCUST RUN, OCALA, FL 34472-2591
Document Number	0075500502
Book / Page	7550 / 502
Map Reference	MB J PG 286-292
Instrument Date	Aug 20, 2021
Instrument	2021116068
Transaction Type	Transfer
Record Updated	Jan 5, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,850.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1740 SE 18TH ST # ST901, ST901, OCALA, FL 34471-5408

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 LOCUST RUN, OCALA, FL 34472-2591
Investor	Possibly a Property Investor

Mortgage

Document Number	0007550505
Date	Aug 24, 2021
Instrument	7550/505

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION FL
Property Address	28 LOCUST RUN, OCALA, FL 34472-2591
Document Number	0068390054
Instrument Date	Sep 11, 2018
Transaction Type	Mortgage
Record Updated	Oct 3, 2018
Title Company	FIRST QUALITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1740 SE 18TH ST #901 OCALA FL 344715445, 901, OCALA, FL 34471-5445

Mortgage

Document Number	0068390054
Date	Sep 25, 2018
Book Page	006839/000054
Instrument	93819

Lender

Name	CAMPUS USA CU
Type	Credit Union
Address	JONESVILLE, FL 32669

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Marion County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Marion County
Unified School District	Marion County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,342.00 (+4.26%) Homeowner's exemption	$517,673 (+1.6%)	$741,814 (+31.17%) Land $297,588 Building $444,226
2023	$8,001.00 (+2.5%) Homeowner's exemption	$509,517 Land $212,863 Building $296,654	$565,520 Land $212,863 Building $352,657
2022	$7,806.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	23 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 60% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

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