28 Locust Dr, Voorheesville, NY 12186 Property Records

Albany County and New Scotland Town property record for 28 Locust Dr, Voorheesville, NY 12186

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,862 sqft · built 1976
Lot Size	0.36 acres (15,682 sqft)
Owner	2 Individual Names on File
Tax Bill	$6,461 (2026)
Deeds & Mortgages	Mar 2018 Loan Modification Mar 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`013401 72.16-5-41`

Property Details

APN / Parcel Number

Primary APN	`013401 72.16-5-41`
Alternative APNs	`340107201600050410000000` `07201600050410000000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,862 sqft Living Area
1st Floor Area	1,094 sqft
Basement Area	768 sqft
Finished Basement	768 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Raised Ranch
Exterior Material	Wood
Lot Area	15,682 sqft (0.36 acres)
Lot Dimensions	167 ft deep x 84 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Type	Above-Ground Pool
Pool Area	28 sqft
Porch	Slab
Porch Area	352 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	07201600050410000000
Street Address	28 LOCUST DR
City	VOORHEESVILLE
State	NY
Zip	12186-9519
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	V2
Legal Description	1.-67-4 PAR #42 LOCUST DR RESIDENCE
Legal Block	5
Legal Lot Number	41.000
Jurisdiction	ALBANY NY
Township / Civil Division	NEW SCOTLAND
Census Block Group	2
Census Block	2000
Census Tract	14503

Owner

28 Locust Dr is owned and occupied by two individuals.

Source: Albany County and New Scotland Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	28 LOCUST DR, VOORHEESVILLE, NY 12186-9519
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2018	Loan Modification, Mortgage · Conventional Mortgage SEFCU
Mar 29, 2018	Deed of Trust, Mortgage · Conventional Mortgage SEFCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

March 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ALBANY NY
Property Address	28 LOCUST DR, VOORHEESVILLE, NY 12186-9519
Document Number	0000007674
Instrument Date	Mar 29, 2018
Transaction Type	Mortgage
Record Updated	Jan 12, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 LOCUST DR VOORHEESVILLE NY 121869519, VOORHEESVILLE, NY 12186-9519

Mortgage

Document Number	0000007674
Date	Apr 9, 2018
Instrument	7674

Lender

Name	SEFCU
Type	Credit Union
Address	ALBANY, NY 12206

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Apr 8, 2028

Interest

Rate	3.52%

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	28 LOCUST DR, VOORHEESVILLE, NY 12186-9519
Document Number	0000007673
Instrument Date	Mar 29, 2018
Transaction Type	Mortgage
Record Updated	May 16, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 LOCUST DR VOORHEESVILLE NY 121869519, VOORHEESVILLE, NY 12186-9519

Mortgage

Document Number	0000007673
Date	Apr 9, 2018
Instrument	7673

Lender

Name	SEFCU
Type	Credit Union
Address	ALBANY, NY 12206

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Apr 8, 2028

Tax Assessment & Valuation

The 2026 property tax bill for 28 Locust Dr was $6,461 with a homeowner's exemption.

Source: Albany County and New Scotland Town assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	New Scotland Town
Municipality	Voorheesville Village
Unified School District	Voorheesville Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,461.00 Homeowner's exemption
2025		$224,300 Land $30,800 Building $193,500	$345,100 Land $47,388 Building $297,712
2023		$224,300 Land $30,800 Building $193,500	$303,100 Land $41,621 Building $261,479

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 28 Locust Dr in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	7 (1993–2011)
Claims Outside the SFHA	3 of 7
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims Severe Storms And Flooding, Jan 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 28 Locust Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VOORHEESVILLE VILLAGE serves 3,100 people · EPA ID NY0100203
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	6 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Hudson Valley Wireless Fixed Wireless	200 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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