28 Lloyd Ave, Stanhope, NJ 07874 Property Records

Sussex County and Stanhope Borough property record for 28 Lloyd Ave, Stanhope, NJ 07874

Property Summary

Property Type	Single Family Home
Details	2,200 sqft · built 1986
Lot Size	0.23 acres (10,001 sqft)
Owner	Individual Name on File
Last Sale	$530,000 (Jan 2026)
Tax Bill	$11,468 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage May 2018 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-10404-0000-00013-01`

Property Details

APN / Parcel Number

Primary APN	`19-10404-0000-00013-01`
Alternative APNs	`19104040000000130001` `19104040000000131`

Interior

Stories	2 Stories
Building Area	2,200 sqft Living Area

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Construction Type	Frame
Lot Area	10,001 sqft (0.23 acres)
Lot Dimensions	100 ft deep x 100 ft wide
Garage Type	Attached
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	19104040000000131
Street Address	28 LLOYD AVE
City	STANHOPE
State	NJ
Zip	07874-2925
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MR
Legal Subdivision	LAKE GROVE HEIGHTS
Legal Block	10404
Legal Lot Number	13.1
Jurisdiction	SUSSEX NJ
Township / Civil Division	STANHOPE
Census Block Group	3
Census Block	3005
Census Tract	374600

Owner

28 Lloyd Ave is owned and occupied by an individual who bought it in January 2026.

Source: Sussex County and Stanhope Borough records, as of July 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	28 LLOYD AVE, STANHOPE, NJ 07874-2925
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2026	Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
May 8, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Jul 21, 2017	Deed of Trust, Mortgage · Conventional Mortgage SCHUYLER SVGS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 7, 2026 · Amount on File
Deed Sale	Jan 7, 2026 · Amount on File
Deed Document Number	2026312
Deed Book / Page	10429 / 871
Prior Transfer Date	May 3, 2018
Prior Transfer Doc	0034750305
Record Updated	Sep 20, 2026

January 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	SUSSEX NJ
Recording Date	Jan 7, 2026
Property Address	28 LLOYD AVE, STANHOPE, NJ 07874-2925
Document Number	0104290871
Book / Page	10429 / 871
Instrument Date	Nov 14, 2025
Instrument	2026000312
Transaction Type	Transfer
Record Updated	Jan 26, 2026
Title Company	REALSAFE TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,463.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1627 COUNTY ROAD 517, HACKETTSTOWN, NJ 07840-2718

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 LLOYD AVE, STANHOPE, NJ 07874-2925

Mortgage

Document Number	2026000313
Date	Jan 7, 2026
Instrument	2026000313

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Dec 1, 2055

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SUSSEX NJ
Recording Date	May 8, 2018
Property Address	28 LLOYD AVE, STANHOPE, NJ 07874-2925
Document Number	0034750305
Book / Page	003475 / 000305
Instrument Date	May 3, 2018
Instrument	94540
Transaction Type	Transfer
Record Updated	Jan 14, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	85 LYNN DR BYRAM TOWNSHIP NJ 078213508, BYRAM TOWNSHIP, NJ 07821-3508

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX NJ
Property Address	28 LLOYD AVE, STANHOPE, NJ 07874-2925
Document Number	0095240807
Instrument Date	Jul 21, 2017
Transaction Type	Mortgage
Record Updated	Aug 24, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 LLOYD AVE STANHOPE NJ 078742925, STANHOPE, NJ 07874-2925

Mortgage

Document Number	0095240807
Date	Aug 29, 2017
Book Page	009524/000807
Instrument	178180

Lender

Name	SCHUYLER SVGS BK
Type	Federal Savings Bank
Address	KEARNY, NJ 07032

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 28, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 28 Lloyd Ave was $11,468, up 3.2% from the year before.

Source: Sussex County and Stanhope Borough assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Sussex County
Municipality	Stanhope Borough
Secondary School District	Lenape Valley Regional School District (09 - 12)
Elementary School District	Stanhope Borough School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$555,000 (+125.52%) Land $188,800 Building $366,200	$555,000 (+125.52%) Land $188,800 Building $366,200
2025	$11,468.00 (+3.23%) Widower's exemption	$246,100 Land $76,500 Building $169,600	$246,100 Land $76,500 Building $169,600
2024	$11,109.00
2023		$246,100 Land $76,500 Building $169,600	$246,100 Land $76,500 Building $169,600
2022	$10,391.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 28 Lloyd Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 2, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 28 Lloyd Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 81% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STANHOPE W DEPT serves 3,730 people · EPA ID NJ1919001
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	6 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planet Networks Fiber	10,000 / 10,000
Optimum Fiber · Cable	8,000 / 8,000

May also be available: T-Mobile, Verizon.

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