28 Llano Ave, Spreckels, CA 93962 Property Records

Monterey County property record for 28 Llano Ave, Spreckels, CA 93962

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,415 sqft · built 1911
Lot Size0.16 acres (6,964 sqft)
OwnerTrust Name on File
Tax Bill$1,931 (2025)
Deeds & MortgagesAug 2022 Line of Credit
Flood ZoneZone X (moderate risk)
APN177-062-001-000

Property Details

APN / Parcel Number

Primary APN177-062-001-000
Alternative APN
  • 177-062-001

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms8 Rooms
Stories1 Story
Building Area1,415 sqft Living Area
1st Floor Area1,415 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1911
Effective Year BuiltEffective 1911
Architectural StyleContemporary
Exterior MaterialWood Shingle
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area6,964 sqft (0.16 acres)
Garage Area312 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemFloor/Wall Furnace
SewerMunicipal
Water SourceCommercial

Location & Zoning

Old Parcel Number177-062-001
Street Address28 LLANO AVE
CitySPRECKELS
StateCA
Zip93962-2419
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTOWN OF SPRECKELS LOT 1 BLK I
Legal SubdivisionTOWN OF SPRECKELS
Legal BlockI
Legal Lot Number1
JurisdictionMONTEREY CA
Township / Civil DivisionSALINAS
Census Block Group1
Census Block1132
Census Tract10606

Owner

28 Llano Ave is owner-occupied and held in a trust since October 1993.

Source: Monterey County records, as of August 6, 2026

Owner of RecordTrust Name on File
Mailing AddressPO BOX 7434, SPRECKELS, CA 93962-7434
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateOct 28, 1993
Transfer Doc0000087072
Record UpdatedOct 29, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTEREY CA
Property Address28 LLANO AVE, SPRECKELS, CA 93962-2419
Transaction TypeMortgage
Record UpdatedAug 23, 2022
Title CompanyPLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 7434, SALINAS, CA 93962-7434

Mortgage

Document Number0000033767
DateAug 10, 2022
Instrument2022033767
Lender
NameTHE GOLDEN 1 CU
TypeCredit Union
AddressSACRAMENTO, CA 95826
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueAug 1, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 28 Llano Ave was $1,931 with a homeowner's exemption.

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyMonterey County
Secondary School DistrictSalinas Union High School District (07 - 12)
Elementary School DistrictSpreckels Union Elementary School District (KG - 06)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$143,368 (+2%) Land $60,920 Building $82,448
2025$1,931.00 Homeowner's exemption$140,558 Land $59,726 Building $80,832
2023$1,769.00 (+12.6%) Homeowner's exemption$135,102 Land $57,407 Building $77,695
2022$1,571.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 28 Llano Ave in Zone X, an area of moderate flood risk, though there have been 3 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 14 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies14 in force
Nearby Flood Claims3 (1998–2023)
Most Recent ClaimMar 2023 · Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 28 Llano Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTASCO SPRECKELS WATER COMPANY
private · serves 672 people · EPA ID CA2710023
Water SourceGroundwater
Last State InspectionDec 2023
Also Mapped HereCWSC SALINAS HILLS
Lead6 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Cruzio
Fixed Wireless
1,000 / 1,000
Razzolink
Fixed Wireless
500 / 250

May also be available: AT&T, GeoLinks, Verizon.

Nearby Properties on Llano Ave

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