28 Little St, West Point, MS 39773 Property Records

Clay County property record for 28 Little St, West Point, MS 39773

Property Summary

Property Type	Single Family Home
Details	4 bd · 2,871 sqft · built 1945
Lot Size	1.41 acres (61,474 sqft)
Owner	Individual Name on File
Tax Bill	$260 (2025)
Deeds & Mortgages	Jul 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`082D415I 0120000`

Property Details

APN / Parcel Number

Primary APN	`082D415I 0120000`

Interior

Bedrooms	4 Beds
Total Rooms	7 Rooms
Building Area	2,871 sqft Finished Area
1st Floor Area	2,794 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Shingle
Lot Area	61,474 sqft
Deck Area	192 sqft
Utility Building	288 sqft

Location & Zoning

Street Address	28 LITTLE ST
City	WEST POINT
State	MS
Zip	39773-2872
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 BLK 88 W 3 DB 153/418
Legal Range	06E
Legal Township	17
Legal Section	15
Legal Block	88
Legal Lot Number	5
Jurisdiction	CLAY MS
Township / Civil Division	5
Census Block Group	3
Census Block	3010
Census Tract	950400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the West Point Unified Historic District listed 2009 · 140 contributing resources · NRIS 09000784

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

28 Little St is owned and occupied by an individual.

Source: Clay County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	28 LITTLE ST, WEST POINT, MS 39773-2872
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MS
Recording Date	Jul 28, 2026
Property Address	28 LITTLE ST, WEST POINT, MS 39773-2872
Document Number	0000002605
Book / Page	585 / 65
Instrument Date	Jul 14, 2026
Instrument	20262605
Transaction Type	Mortgage
Record Updated	Aug 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 LITTLE ST, WEST POINT, MS 39773-2872

Mortgage

Document Number	0000002605,
Date	Jul 28, 2026
Book Page	585/65
Instrument	20262605

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.47%
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 28 Little St was $260.

Source: Clay County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Clay County
Municipality	West Point City
Unified School District	West Point Consolidated School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$260.00 Additional exemption filed	$12,137 (-) Land $1,708 Building $10,429	$121,370 (-) Land $17,078 Building $104,292
2024		$12,137 (-) Land $1,708 Building $10,429	$121,370 (-) Land $17,078 Building $104,292
2023	$694.00 (+0.87%) Additional exemption filed	$12,137 Land $1,708 Building $10,429	$121,370 Land $17,078 Building $104,292
2022	$688.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 28 Little St in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	11 (1979–2011)
Claims Outside the SFHA	7 of 11
Most Recent Claim	Apr 2011 · Severe Storms, Tornadoes, Straight-line Winds, And Associated Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 28 Little St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GOLDEN TRIANGLE W/A #2 public/private · serves 187 people · EPA ID MS0130019
Water Source	Purchased groundwater from CITY OF WEST POINT
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2025) action level 15 ppb
Copper	2.48 mg/L (2018–2020) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Fixed Wireless in parts of the area	8,000 / 8,000
Xfinity Cable	1,200 / 35
4-County Fiber Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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