28 Library Ln, Old Lyme, CT 06371 Property Records

Old Lyme Town property record for 28 Library Ln, Old Lyme, CT 06371

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,562 sqft · built 1938
Lot Size	8.74 acres (381,000 sqft)
Owner	2 Individual Names on File
Tax Bill	$8,343 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Nov 2020 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`OLYM M:17 L:9`

Property Details

APN / Parcel Number

Primary APN	`OLYM M:17 L:9`
Alternative APNs	`00068500` `68500`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,562 sqft Living Area
Gross Area	4,280 sqft
Basement Area	1,196 sqft
Unfinished Basement	1,196 sqft

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Architectural Style	Cape Cod
Exterior Material	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	381,000 sqft (8.74 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	68500
Street Address	28 LIBRARY LN
City	OLD LYME
State	CT
Zip	06371-2303
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU80
Legal Lot Number	9
Jurisdiction	OLD LYME CT
Township / Civil Division	OLD LYME
Census Block Group	3
Census Block	3002
Census Tract	660101

Owner

28 Library Ln is owned and occupied by two individuals who acquired it in March 2020.

Source: Old Lyme Town records, as of June 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	28 LIBRARY LN, OLD LYME, CT 06371-2303
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2023	Deed of Trust, Mortgage · Second Mortgage (Down Payment) CHARTER OAK FCU
Nov 10, 2020	Quit Claim Deed, Transfer UNKNOWN
Mar 26, 2020	Quit Claim Deed, Transfer UNKNOWN
Aug 30, 2019	Quit Claim Deed, Mortgage · Conventional Mortgage ESSEX SVGS BK
Jan 3, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Mar 24, 2020
Transfer Doc	432-992
Record Updated	Sep 20, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLD LYME CT
Property Address	28 LIBRARY LN, OLD LYME, CT 06371-2303
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00455-1087
Date	Jun 2, 2023
Book Page	455/1087

Lender

Name	CHARTER OAK FCU
Type	Credit Union

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	121 Months
Due	Jul 1, 2033

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OLD LYME CT
Recording Date	Nov 10, 2020
Property Address	28 LIBRARY LN, OLD LYME, CT 06371-2303
Document Number	438-758
Book / Page	000438 / 000758
Instrument Date	Nov 3, 2020
Transaction Type	Transfer
Record Updated	Dec 1, 2020
Title Company	UNKNOWN

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 LIBRARY LN OLD LYME CT 063712303, OLD LYME, CT 06371-2303

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OLD LYME CT
Recording Date	Mar 26, 2020
Property Address	28 LIBRARY LN, OLD LYME, CT 06371-2303
Document Number	432-992
Book / Page	000432 / 000992
Instrument Date	Mar 24, 2020
Transaction Type	Transfer
Record Updated	Apr 21, 2020
Title Company	UNKNOWN

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 LIBRARY LN OLD LYME CT 063712303, OLD LYME, CT 06371-2303

August 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	OLD LYME CT
Recording Date	Aug 30, 2019
Property Address	28 LIBRARY LN, OLD LYME, CT 06371-2303
Document Number	429-801
Book / Page	000429 / 000801
Instrument Date	Aug 29, 2019
Transaction Type	Mortgage
Record Updated	Sep 25, 2019
Title Company	UNKNOWN

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 LIBRARY LN OLD LYME CT 063712303, OLD LYME, CT 06371-2303

Mortgage

Document Number	429-803
Date	Aug 30, 2019
Book Page	000429/000803

Lender

Name	ESSEX SVGS BK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 29, 2049

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OLD LYME CT
Recording Date	Jan 3, 2018
Property Address	28 LIBRARY LN, OLD LYME, CT 06371-2303
Document Number	420-302
Book / Page	000420 / 000302
Instrument Date	Jan 2, 2018
Transaction Type	Transfer
Record Updated	Feb 6, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 LIBRARY LN OLD LYME CT 063712303, OLD LYME, CT 06371-2303

Tax Assessment & Valuation

The 2025 property tax bill for 28 Library Ln was $8,343.

Source: Old Lyme Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Old Lyme Town
Unified School District	Regional School District 18 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,343.00	$514,030 Land $289,630 Building $224,400	$359,821 Land $202,741 Building $157,080
2024	$8,343.00 (+13.39%)
2023	$7,358.00	$313,110 (-) Land $212,010 Building $101,100
2022	$7,358.00	$313,110 Land $212,010 Building $101,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 28 Library Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 28 Library Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Library Ln

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